Reconstruction of nail bed at CHI Health Midlands

11111 S 84th Street, Papillion, NE · Chihealth · · NPI 1215006101

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$298.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$710.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$127.80 with United vs $3,957.57 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $127.80 ↓ -57%
Centene Medicaid|NE Total Care $127.80 ↓ -57%
ELAP Commercial|All Plans $198.80 ↓ -33%
United Commercial|All Plans $333.70 ↑ +12%
Medica Commercial|ACO $356.60 ↑ +20%
Medica Commercial|Open Access $369.20 ↑ +24%
Midlands Choice Commercial|Premier $369.20 ↑ +24%
QuikTrip Commercial|All Plans $426.00 ↑ +43%
PHCS Commercial|All Plans $504.10 ↑ +69%
Midlands Choice Commercial|Standard $532.50 ↑ +79%
MultiPlan Commercial|All Plans $603.50 ↑ +102%
Creighton University Employees Commercial|All Plans $701.00 ↑ +135%
Centene Medicaid|IA Total Care $1,489.82 ↑ +400%
Amerigroup Medicaid|All Plans $1,489.82 ↑ +400%
IAMolina Medicaid|All Plans $1,519.03 ↑ +409%
Medica Commercial|CHI Health $1,701.00 ↑ +470%
Humana Medicare|All Plans $1,782.69 ↑ +498%
Medica Medicare|All Plans $1,782.69 ↑ +498%
United Medicare|All Plans $1,782.69 ↑ +498%
PACE Medicare|All Plans $1,782.69 ↑ +498%
BCBS - NE Medicare|All Plans $1,782.69 ↑ +498%
Todays Options Medicare|All Plans $1,818.34 ↑ +510%
Centene Medicare|All Plans $1,836.17 ↑ +516%
Great Plains Medicare|All Plans $1,871.82 ↑ +528%
Amerigroup Medicare|All Plans $1,871.82 ↑ +528%
Medica Commercial|All Other Plans $2,322.00 ↑ +679%
Millard Public Schools Commercial|Narrow Network $3,034.03 ↑ +917%
One World Commercial|Narrow Network $3,034.03 ↑ +917%
Greater Omaha Packing Commercial|Narrow Network $3,034.03 ↑ +917%
Millard Public Schools Commercial|Broad Network $3,489.13 ↑ +1070%
Greater Omaha Packing Commercial|Broad Network $3,489.13 ↑ +1070%
One World Commercial|Broad Network $3,489.13 ↑ +1070%
Timpte Commercial|Broad Network $3,489.13 ↑ +1070%
AMPS Commercial|All Plans $3,957.57 ↑ +1227%

Visitor-reported prices

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Reconstruction of nail bed at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Schuyler Schuyler $697.85 $79.47 – $420.05
CHI Health Immanuel Omaha $298.20 $99.40 – $603.50
CHI Health St. Mary's Nebraska City $681.43 $88.26 – $395.52
Lasting Hope Recovery Center Omaha $298.20 $120.70 – $603.50
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $298.20 $120.70 – $603.50
CHI Health Plainview Plainview $689.64 $205.25 – $455.66
CHI Health Lakeside Omaha $298.20 $113.60 – $603.50
CHI Health Nebraska Heart Lincoln not published $356.60 – $356.60

All Nebraska hospitals for this procedure →