Echo tee guidance at CHI Health Midlands
11111 S 84th Street, Papillion, NE · Chihealth · · NPI 1215006101
$1,557.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,708.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$384.76 with Medica vs $3,151.80 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|All Other Plans | $384.76 | ↓ -75% |
| Medica | Commercial|ACO | $427.58 | ↓ -73% |
| Medica | Commercial|CHI Health | $432.25 | ↓ -72% |
| Centene | Medicaid|NE Total Care | $667.44 | ↓ -57% |
| United | Medicaid|Community Plan | $667.44 | ↓ -57% |
| ELAP | Commercial|All Plans | $1,038.24 | ↓ -33% |
| Medica | Commercial|Open Access | $1,928.16 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,224.80 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $2,410.20 | ↑ +55% |
| PHCS | Commercial|All Plans | $2,632.68 | ↑ +69% |
| United | Commercial|All Plans | $2,743.92 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $2,781.00 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $2,781.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $3,151.80 | ↑ +102% |
Visitor-reported prices
Comments
Echo tee guidance at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Schuyler | Schuyler | $2,595.90 | $654.17 – $3,457.74 |
| CHI Health Immanuel | Omaha | $1,557.36 | $384.76 – $3,151.80 |
| CHI Health Nebraska Heart | Lincoln | $389.16 | $203.04 – $693.72 |
| CHI Health St. Mary's | Nebraska City | $2,818.68 | $727.43 – $3,260.16 |
| Lasting Hope Recovery Center | Omaha | $1,557.36 | $630.36 – $3,151.80 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,557.36 | $384.76 – $3,151.80 |
| CHI Health St. Elizabeth | Lincoln | $1,854.00 | $384.76 – $2,966.40 |
| CHI Health Plainview | Plainview | $2,565.36 | $1,862.94 – $4,135.73 |