Observation per hour at CHI Health Immanuel

6901 N 72nd St, Omaha, NE · Chihealth · · NPI 1912085184

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$21.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.72 with United vs $40.80 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $6.72 ↓ -68%
Centene Medicaid|NE Total Care $7.20 ↓ -66%
ELAP Commercial|All Plans $18.24 ↓ -13%
One World Commercial|Narrow Network $22.56 ↑ +7%
Greater Omaha Packing Commercial|Narrow Network $22.56 ↑ +7%
Millard Public Schools Commercial|Narrow Network $22.56 ↑ +7%
Medica Commercial|Open Access $24.96 ↑ +19%
Midlands Choice Commercial|Premier $24.96 ↑ +19%
QuikTrip Commercial|All Plans $28.80 ↑ +37%
PHCS Commercial|All Plans $34.08 ↑ +62%
United Commercial|All Plans $35.52 ↑ +69%
Midlands Choice Commercial|Standard $36.00 ↑ +71%
MultiPlan Commercial|All Plans $40.80 ↑ +94%

Visitor-reported prices

visitor-reported
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Observation per hour at other Nebraska hospitals

Hospital City Cash price Negotiated range
Lasting Hope Recovery Center Omaha $21.00 $8.16 – $40.80
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $21.00 $8.16 – $40.80
CHI Health Lakeside Omaha $21.00 $7.68 – $40.80
Ogallala Community Hospital Ogallala $53.01 $41.80 – $92.15
CHI Health Midlands Papillion $21.00 $8.64 – $40.80
CHI Health Schuyler Schuyler $23.80 $5.79 – $30.57
CHI Health Good Samaritan Kearney $46.97 $16.17 – $71.61
CHI Health St. Elizabeth Lincoln $30.00 $13.80 – $48.00

All Nebraska hospitals for this procedure →