St analysis behavior qualitative voice/resonance at CHI Health Creighton University Medical Center - Bergan Mercy
7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097
$191.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$457.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.69 with Centene vs $388.45 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $77.69 | ↓ -60% |
| United | Medicaid|Community Plan | $77.69 | ↓ -60% |
| Amerigroup | Medicaid|All Plans | $88.93 | ↓ -54% |
| Centene | Medicaid|IA Total Care | $88.93 | ↓ -54% |
| IAMolina | Medicaid|All Plans | $90.68 | ↓ -53% |
| ELAP | Commercial|All Plans | $150.81 | ↓ -21% |
| Greater Omaha Packing | Commercial|Narrow Network | $152.80 | ↓ -20% |
| Millard Public Schools | Commercial|Narrow Network | $152.80 | ↓ -20% |
| One World | Commercial|Narrow Network | $152.80 | ↓ -20% |
| Creighton University Employees | Commercial|All Plans | $158.00 | ↓ -18% |
| Timpte | Commercial|Broad Network | $175.72 | ↓ -8% |
| Greater Omaha Packing | Commercial|Broad Network | $175.72 | ↓ -8% |
| Millard Public Schools | Commercial|Broad Network | $175.72 | ↓ -8% |
| One World | Commercial|Broad Network | $175.72 | ↓ -8% |
| United | Commercial|All Plans | $190.00 | ↓ -1% |
| Medica | Commercial|All Other Plans | $192.72 | ↑ +0% |
| Medica | Commercial|ACO | $215.46 | ↑ +12% |
| Medica | Commercial|CHI Health | $216.50 | ↑ +13% |
| Midlands Choice | Commercial|Premier | $274.20 | ↑ +43% |
| Medica | Commercial|Open Access | $274.20 | ↑ +43% |
| QuikTrip | Commercial|All Plans | $274.20 | ↑ +43% |
| PHCS | Commercial|All Plans | $324.47 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $342.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $388.45 | ↑ +102% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Immanuel | Omaha | $191.94 | $63.98 – $388.45 |
| Lasting Hope Recovery Center | Omaha | $191.94 | $77.69 – $388.45 |
| CHI Health Lakeside | Omaha | $191.94 | $73.12 – $388.45 |
| Ogallala Community Hospital | Ogallala | $322.62 | $167.20 – $368.60 |
| CHI Health Midlands | Papillion | $191.94 | $82.26 – $388.45 |
| CHI Health Schuyler | Schuyler | $1,023.40 | $68.98 – $364.57 |
| CHI Health Nebraska Heart | Lincoln | $82.34 | $42.96 – $146.78 |
| CHI Health St. Mary's | Nebraska City | $269.75 | $69.62 – $312.00 |