Psychotherapy patient individual therapy 45 minutes at CHI Health Creighton University Medical Center - Bergan Mercy
7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097
$92.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$220.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.40 with United vs $335.08 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|Community Plan | $37.40 | ↓ -60% |
| Centene | Medicaid|NE Total Care | $37.40 | ↓ -60% |
| ELAP | Commercial|All Plans | $72.60 | ↓ -21% |
| QuikTrip | Commercial|All Plans | $132.00 | ↑ +43% |
| Centene | Medicaid|IA Total Care | $135.55 | ↑ +47% |
| Amerigroup | Medicaid|All Plans | $135.55 | ↑ +47% |
| IAMolina | Medicaid|All Plans | $138.21 | ↑ +50% |
| PHCS | Commercial|All Plans | $156.20 | ↑ +69% |
| Humana | Medicare|All Plans | $156.58 | ↑ +69% |
| Medica | Medicare|All Plans | $156.58 | ↑ +69% |
| United | Medicare|All Plans | $156.58 | ↑ +69% |
| PACE | Medicare|All Plans | $156.58 | ↑ +69% |
| BCBS - NE | Medicare|All Plans | $156.58 | ↑ +69% |
| Medica | Commercial|All Other Plans | $156.91 | ↑ +70% |
| Todays Options | Medicare|All Plans | $159.71 | ↑ +73% |
| Centene | Medicare|All Plans | $161.28 | ↑ +75% |
| Amerigroup | Medicare|All Plans | $164.41 | ↑ +78% |
| Great Plains | Medicare|All Plans | $164.41 | ↑ +78% |
| Midlands Choice | Commercial|Premier | $165.00 | ↑ +79% |
| Medica | Commercial|Open Access | $165.00 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $165.00 | ↑ +79% |
| Medica | Commercial|ACO | $181.76 | ↑ +97% |
| MultiPlan | Commercial|All Plans | $187.00 | ↑ +102% |
| Medica | Commercial|CHI Health | $198.53 | ↑ +115% |
| AMPS | Commercial|All Plans | $335.08 | ↑ +263% |
Visitor-reported prices
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Psychotherapy patient individual therapy 45 minutes at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Immanuel | Omaha | $92.40 | $30.80 – $187.00 |
| Lasting Hope Recovery Center | Omaha | $92.40 | $37.40 – $187.00 |
| CHI Health Lakeside | Omaha | $92.40 | $35.20 – $187.00 |
| CHI Health Midlands | Papillion | $92.40 | $39.60 – $187.00 |
| CHI Health Schuyler | Schuyler | $294.95 | $74.33 – $392.88 |
| CHI Health Good Samaritan | Kearney | $134.81 | $46.41 – $205.53 |
| CHI Health Plainview | Plainview | $291.48 | $211.67 – $469.91 |