New Patient Office Visit (level 4) at CHI Health Creighton University Medical Center - Bergan Mercy
7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097
$291.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$693.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$117.81 with Centene vs $589.05 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $117.81 | ↓ -60% |
| United | Medicaid|Community Plan | $117.81 | ↓ -60% |
| Medica | Commercial|All Other Plans | $227.92 | ↓ -22% |
| ELAP | Commercial|All Plans | $228.69 | ↓ -21% |
| Medica | Commercial|ACO | $255.05 | ↓ -12% |
| Medica | Commercial|CHI Health | $319.67 | ↑ +10% |
| Medica | Commercial|Open Access | $360.36 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $415.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $492.03 | ↑ +69% |
| United | Commercial|All Plans | $512.82 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $519.75 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $519.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $589.05 | ↑ +102% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Immanuel | Omaha | $291.06 | $97.02 – $589.05 |
| Lasting Hope Recovery Center | Omaha | $291.06 | $117.81 – $589.05 |
| CHI Health Lakeside | Omaha | $291.06 | $110.88 – $589.05 |
| Ogallala Community Hospital | Ogallala | $566.69 | $144.76 – $319.13 |
| CHI Health Midlands | Papillion | $291.06 | $124.74 – $589.05 |
| CHI Health Schuyler | Schuyler | $470.05 | $100.68 – $532.14 |
| CHI Health Nebraska Heart | Lincoln | $260.36 | $135.84 – $464.12 |
| CHI Health St. Mary's | Nebraska City | $419.98 | $100.68 – $451.20 |