MRI fetal sngl/1st gestation at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$230.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.33 with United vs $1,080.25 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $93.33 ↓ -60%
Centene Medicaid|NE Total Care $93.33 ↓ -60%
ELAP Commercial|All Plans $181.17 ↓ -21%
Amerigroup Medicaid|All Plans $203.92 ↓ -12%
Centene Medicaid|IA Total Care $203.92 ↓ -12%
IAMolina Medicaid|All Plans $207.92 ↓ -10%
Humana Medicare|All Plans $235.57 ↑ +2%
Medica Medicare|All Plans $235.57 ↑ +2%
United Medicare|All Plans $235.57 ↑ +2%
PACE Medicare|All Plans $235.57 ↑ +2%
BCBS - NE Medicare|All Plans $235.57 ↑ +2%
Todays Options Medicare|All Plans $240.28 ↑ +4%
Centene Medicare|All Plans $242.64 ↑ +5%
Amerigroup Medicare|All Plans $247.35 ↑ +7%
Great Plains Medicare|All Plans $247.35 ↑ +7%
Medica Commercial|Open Access $285.48 ↑ +24%
Midlands Choice Commercial|Premier $285.48 ↑ +24%
QuikTrip Commercial|All Plans $329.40 ↑ +43%
PHCS Commercial|All Plans $389.79 ↑ +69%
Midlands Choice Commercial|Standard $411.75 ↑ +79%
MultiPlan Commercial|All Plans $466.65 ↑ +102%
AMPS Commercial|All Plans $504.12 ↑ +119%
Medica Commercial|ACO $527.14 ↑ +129%
Creighton University Employees Commercial|All Plans $549.00 ↑ +138%
Medica Commercial|CHI Health $824.25 ↑ +257%
Medica Commercial|All Other Plans $863.14 ↑ +274%
United Commercial|All Plans $1,080.25 ↑ +368%

Visitor-reported prices

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MRI fetal sngl/1st gestation at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $230.58 $76.86 – $549.00
Lasting Hope Recovery Center Omaha $230.58 $93.33 – $466.65
CHI Health Lakeside Omaha $230.58 $87.84 – $549.00
CHI Health Midlands Papillion $230.58 $98.82 – $549.00
CHI Health Schuyler Schuyler $402.90 $101.54 – $536.67
CHI Health Plainview Plainview $398.16 $289.14 – $641.90

All Nebraska hospitals for this procedure →