Morphine 4 mg/ml injection (wrapper) at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$122.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$291.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.64 with BCBS - NE vs $84.58 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - NE Commercial|BluePrint $2.64 ↓ -98%
BCBS - NE Commercial|All Other Plans $3.52 ↓ -97%
Medica Commercial|CHI Health $5.06 ↓ -96%
Medica Commercial|All Other Plans $5.30 ↓ -96%
United Commercial|All Plans $7.56 ↓ -94%
Millard Public Schools Commercial|Narrow Network $8.80 ↓ -93%
One World Commercial|Narrow Network $8.80 ↓ -93%
Greater Omaha Packing Commercial|Narrow Network $8.80 ↓ -93%
Medica Commercial|ACO $9.81 ↓ -92%
Timpte Commercial|Broad Network $10.12 ↓ -92%
Millard Public Schools Commercial|Broad Network $10.12 ↓ -92%
Greater Omaha Packing Commercial|Broad Network $10.12 ↓ -92%
One World Commercial|Broad Network $10.12 ↓ -92%
Centene Medicaid|NE Total Care $16.92 ↓ -86%
United Medicaid|Community Plan $16.92 ↓ -86%
ELAP Commercial|All Plans $32.84 ↓ -73%
Medica Commercial|Open Access $51.74 ↓ -58%
QuikTrip Commercial|All Plans $59.70 ↓ -51%
PHCS Commercial|All Plans $70.65 ↓ -42%
Midlands Choice Commercial|Standard $74.63 ↓ -39%
Midlands Choice Commercial|Premier $74.63 ↓ -39%
MultiPlan Commercial|All Plans $84.58 ↓ -31%

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $122.48 $2.64 – $84.58
Lasting Hope Recovery Center Omaha $122.48 $3.34 – $84.58
CHI Health Lakeside Omaha $122.48 $2.64 – $84.58
CHI Health Midlands Papillion $122.48 $2.64 – $84.58
CHI Health Schuyler Schuyler $247.86 $21.32 – $112.66
CHI Health St. Mary's Nebraska City $5.15 $0.17 – $0.76
CHI Health Plainview Plainview $244.95 $60.70 – $134.75

All Nebraska hospitals for this procedure →