Mayo factor x at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$115.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$276.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.35 with Amerigroup vs $234.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $17.35 ↓ -85%
Centene Medicaid|IA Total Care $17.35 ↓ -85%
IAMolina Medicaid|All Plans $17.69 ↓ -85%
Humana Medicare|All Plans $17.90 ↓ -85%
Medica Medicare|All Plans $17.90 ↓ -85%
United Medicare|All Plans $17.90 ↓ -85%
PACE Medicare|All Plans $17.90 ↓ -85%
BCBS - NE Medicare|All Plans $17.90 ↓ -85%
Todays Options Medicare|All Plans $18.26 ↓ -84%
Centene Medicare|All Plans $18.44 ↓ -84%
Amerigroup Medicare|All Plans $18.79 ↓ -84%
Great Plains Medicare|All Plans $18.79 ↓ -84%
Medica Commercial|ACO $34.67 ↓ -70%
Medica Commercial|CHI Health $36.80 ↓ -68%
AMPS Commercial|All Plans $38.31 ↓ -67%
Medica Commercial|All Other Plans $38.54 ↓ -67%
United Medicaid|Community Plan $46.92 ↓ -60%
Centene Medicaid|NE Total Care $46.92 ↓ -60%
Greater Omaha Packing Commercial|Narrow Network $52.89 ↓ -54%
One World Commercial|Narrow Network $52.89 ↓ -54%
Millard Public Schools Commercial|Narrow Network $52.89 ↓ -54%
Creighton University Employees Commercial|All Plans $57.71 ↓ -50%
Greater Omaha Packing Commercial|Broad Network $60.82 ↓ -48%
Timpte Commercial|Broad Network $60.82 ↓ -48%
Millard Public Schools Commercial|Broad Network $60.82 ↓ -48%
One World Commercial|Broad Network $60.82 ↓ -48%
United Commercial|All Plans $75.31 ↓ -35%
ELAP Commercial|All Plans $91.08 ↓ -21%
Medica Commercial|Open Access $143.52 ↑ +24%
Midlands Choice Commercial|Premier $143.52 ↑ +24%
QuikTrip Commercial|All Plans $165.60 ↑ +43%
PHCS Commercial|All Plans $195.96 ↑ +69%
Midlands Choice Commercial|Standard $207.00 ↑ +79%
MultiPlan Commercial|All Plans $234.60 ↑ +102%

Visitor-reported prices

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Mayo factor x at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $115.92 $17.35 – $234.60
Lasting Hope Recovery Center Omaha $115.92 $17.35 – $234.60
CHI Health Lakeside Omaha $115.92 $17.35 – $234.60
Ogallala Community Hospital Ogallala $45.75 $33.44 – $73.72
CHI Health Midlands Papillion $115.92 $17.35 – $234.60
CHI Health Schuyler Schuyler $236.30 $17.90 – $272.44
CHI Health Nebraska Heart Lincoln $82.80 $17.35 – $147.60
CHI Health St. Mary's Nebraska City $255.64 $17.90 – $295.68

All Nebraska hospitals for this procedure →