Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$375.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$894.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$151.98 with United vs $3,259.25 with Greater Omaha Packing — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $151.98 ↓ -60%
Centene Medicaid|NE Total Care $151.98 ↓ -60%
Medica Commercial|ACO $220.33 ↓ -41%
ELAP Commercial|All Plans $295.02 ↓ -21%
United Commercial|All Plans $420.18 ↑ +12%
Medica Commercial|Open Access $464.88 ↑ +24%
QuikTrip Commercial|All Plans $536.40 ↑ +43%
Amerigroup Medicaid|All Plans $593.56 ↑ +58%
Centene Medicaid|IA Total Care $593.56 ↑ +58%
IAMolina Medicaid|All Plans $605.20 ↑ +61%
PHCS Commercial|All Plans $634.74 ↑ +69%
Midlands Choice Commercial|Premier $670.50 ↑ +79%
Midlands Choice Commercial|Standard $670.50 ↑ +79%
Humana Medicare|All Plans $685.69 ↑ +83%
Medica Medicare|All Plans $685.69 ↑ +83%
United Medicare|All Plans $685.69 ↑ +83%
PACE Medicare|All Plans $685.69 ↑ +83%
BCBS - NE Medicare|All Plans $685.69 ↑ +83%
Todays Options Medicare|All Plans $699.40 ↑ +86%
Centene Medicare|All Plans $706.26 ↑ +88%
Great Plains Medicare|All Plans $719.97 ↑ +92%
Amerigroup Medicare|All Plans $719.97 ↑ +92%
MultiPlan Commercial|All Plans $759.90 ↑ +102%
Medica Commercial|CHI Health $1,422.00 ↑ +279%
AMPS Commercial|All Plans $1,467.38 ↑ +291%
Medica Commercial|All Other Plans $1,938.00 ↑ +416%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +655%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +655%
One World Commercial|Narrow Network $2,834.13 ↑ +655%
One World Commercial|Broad Network $3,259.25 ↑ +768%
Timpte Commercial|Broad Network $3,259.25 ↑ +768%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +768%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +768%

Visitor-reported prices

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Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $375.48 $125.16 – $759.90
Lasting Hope Recovery Center Omaha $375.48 $151.98 – $759.90
CHI Health Lakeside Omaha $375.48 $143.04 – $759.90
Ogallala Community Hospital Ogallala $107.12 $104.28 – $229.89
CHI Health Midlands Papillion $375.48 $160.92 – $759.90
CHI Health Schuyler Schuyler $1,246.95 $103.68 – $547.99
CHI Health Nebraska Heart Lincoln $414.92 $216.48 – $739.64
CHI Health St. Mary's Nebraska City $1,132.95 $103.68 – $464.64

All Nebraska hospitals for this procedure →