Contrast x-ray of wrist at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$395.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$941.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$159.97 with Centene vs $799.85 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $159.97 ↓ -60%
United Medicaid|Community Plan $159.97 ↓ -60%
Medica Commercial|ACO $204.52 ↓ -48%
Creighton University Employees Commercial|All Plans $205.68 ↓ -48%
United Commercial|All Plans $254.66 ↓ -36%
Medica Commercial|CHI Health $260.56 ↓ -34%
Medica Commercial|All Other Plans $272.85 ↓ -31%
Centene Medicaid|IA Total Care $301.29 ↓ -24%
Amerigroup Medicaid|All Plans $301.29 ↓ -24%
IAMolina Medicaid|All Plans $307.20 ↓ -22%
ELAP Commercial|All Plans $310.53 ↓ -21%
Humana Medicare|All Plans $348.04 ↓ -12%
Medica Medicare|All Plans $348.04 ↓ -12%
United Medicare|All Plans $348.04 ↓ -12%
PACE Medicare|All Plans $348.04 ↓ -12%
BCBS - NE Medicare|All Plans $348.04 ↓ -12%
Todays Options Medicare|All Plans $355.00 ↓ -10%
Millard Public Schools Commercial|Narrow Network $358.25 ↓ -9%
Greater Omaha Packing Commercial|Narrow Network $358.25 ↓ -9%
One World Commercial|Narrow Network $358.25 ↓ -9%
Centene Medicare|All Plans $358.48 ↓ -9%
Amerigroup Medicare|All Plans $365.44 ↓ -8%
Great Plains Medicare|All Plans $365.44 ↓ -8%
Greater Omaha Packing Commercial|Broad Network $411.98 ↑ +4%
Timpte Commercial|Broad Network $411.98 ↑ +4%
Millard Public Schools Commercial|Broad Network $411.98 ↑ +4%
One World Commercial|Broad Network $411.98 ↑ +4%
Midlands Choice Commercial|Premier $489.32 ↑ +24%
Medica Commercial|Open Access $489.32 ↑ +24%
QuikTrip Commercial|All Plans $564.60 ↑ +43%
PHCS Commercial|All Plans $668.11 ↑ +69%
Midlands Choice Commercial|Standard $705.75 ↑ +79%
AMPS Commercial|All Plans $744.81 ↑ +88%
MultiPlan Commercial|All Plans $799.85 ↑ +102%

Visitor-reported prices

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Contrast x-ray of wrist at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $395.22 $131.74 – $799.85
Lasting Hope Recovery Center Omaha $395.22 $159.97 – $799.85
CHI Health Lakeside Omaha $395.22 $150.56 – $799.85
CHI Health Midlands Papillion $395.22 $169.38 – $799.85
CHI Health St. Mary's Nebraska City $516.26 $133.24 – $597.12
CHI Health Good Samaritan Kearney $574.01 $197.61 – $875.13
CHI Health St. Francis Grand Island $853.73 $204.52 – $1,360.18
CHI Health St. Elizabeth Lincoln $723.50 $204.52 – $1,157.60

All Nebraska hospitals for this procedure →