App high cost ss t/a/l <100sq cm addl <25sq cm at CHI Health Creighton University Medical Center - Bergan Mercy

7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$363.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$866.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.31 with Medica vs $3,259.25 with One World — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $31.31 ↓ -91%
United Medicaid|Community Plan $147.22 ↓ -60%
Centene Medicaid|NE Total Care $147.22 ↓ -60%
ELAP Commercial|All Plans $285.78 ↓ -21%
United Commercial|All Plans $407.02 ↑ +12%
Medica Commercial|Open Access $450.32 ↑ +24%
Midlands Choice Commercial|Premier $450.32 ↑ +24%
QuikTrip Commercial|All Plans $519.60 ↑ +43%
Creighton University Employees Commercial|All Plans $562.90 ↑ +55%
PHCS Commercial|All Plans $614.86 ↑ +69%
Midlands Choice Commercial|Standard $649.50 ↑ +79%
MultiPlan Commercial|All Plans $736.10 ↑ +102%
Medica Commercial|CHI Health $953.00 ↑ +162%
Medica Commercial|All Other Plans $1,302.00 ↑ +258%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +679%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +679%
One World Commercial|Narrow Network $2,834.13 ↑ +679%
Timpte Commercial|Broad Network $3,259.25 ↑ +796%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +796%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +796%
One World Commercial|Broad Network $3,259.25 ↑ +796%

Visitor-reported prices

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App high cost ss t/a/l <100sq cm addl <25sq cm at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Immanuel Omaha $363.72 $31.31 – $736.10
Lasting Hope Recovery Center Omaha $363.72 $147.22 – $736.10
CHI Health Lakeside Omaha $363.72 $31.31 – $736.10
CHI Health Midlands Papillion $363.72 $31.31 – $736.10
CHI Health Schuyler Schuyler $58.65 $14.78 – $78.13
CHI Health Nebraska Heart Lincoln $188.60 $31.31 – $336.20
CHI Health St. Mary's Nebraska City $57.27 $14.78 – $66.24
CHI Health Good Samaritan Kearney $230.58 $31.31 – $351.54

All Nebraska hospitals for this procedure →