X-ray finger(s) >= 2 views (both sides) at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$188.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$262.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$115.28 with Blue Cross Blue Shield of Wyoming vs $254.14 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Wyoming Medicare Advantage $115.28 ↓ -39%
Medica Medicare Advantage $115.28 ↓ -39%
TriWest Healthcare Alliance Corp - VA CCN Tricare $115.28 ↓ -39%
Banner Health Banner Choice Plus/Banner Select $115.28 ↓ -39%
United Healthcare VA Community Care $120.52 ↓ -36%
United Healthcare UHC Medicare Advantage $120.52 ↓ -36%
Nebraska Total Care Medicaid $128.38 ↓ -32%
United Healthcare Nebraska Medicaid/CHIP $128.38 ↓ -32%
Molina Healthcare Medicaid/CHIP $128.38 ↓ -32%
Keith County Sheriff’s Office Imate/Detainee Plan $196.50 ↑ +4%
Apostrophe, Inc. Commercial $235.80 ↑ +25%
United Healthcare Commercial/Individual Exchange $248.90 ↑ +32%
Medica Commercial $249.69 ↑ +33%
Coventry Commercial $251.52 ↑ +34%
Midlands Choice Commercial $251.52 ↑ +34%
First Health Medical Rental $251.52 ↑ +34%
Blue Cross Blue Shield of Wyoming Network Blue $251.52 ↑ +34%
Coventry Workers Comp $251.52 ↑ +34%
Multiplan Commercial $254.14 ↑ +35%

Visitor-reported prices

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X-ray finger(s) >= 2 views (both sides) at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $141.54 $59.47 – $286.45
CHI Health Schuyler Schuyler $208.25 $13.71 – $72.47
CHI Health Immanuel Omaha $141.54 $47.18 – $286.45
CHI Health Nebraska Heart Lincoln $84.18 $43.92 – $150.06
CHI Health St. Mary's Nebraska City $146.91 $16.50 – $73.92
Lasting Hope Recovery Center Omaha $141.54 $57.29 – $286.45
CHI Health Good Samaritan Kearney $222.04 $59.47 – $338.52
CHI Health St. Francis Grand Island $231.87 $59.47 – $369.42

All Nebraska hospitals for this procedure →