Treat finger fracture each at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$377.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$696.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$306.24 with Blue Cross Blue Shield of Wyoming vs $675.12 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Wyoming Medicare Advantage $306.24 ↓ -19%
Medica Medicare Advantage $306.24 ↓ -19%
Banner Health Banner Choice Plus/Banner Select $306.24 ↓ -19%
TriWest Healthcare Alliance Corp - VA CCN Tricare $306.24 ↓ -19%
United Healthcare UHC Medicare Advantage $320.16 ↓ -15%
Nebraska Total Care Medicaid $341.04 ↓ -10%
Molina Healthcare Medicaid/CHIP $341.04 ↓ -10%
Keith County Sheriff’s Office Imate/Detainee Plan $522.00 ↑ +38%
Apostrophe, Inc. Commercial $626.40 ↑ +66%
United Healthcare Commercial/Individual Exchange $661.20 ↑ +75%
Medica Commercial $663.29 ↑ +76%
Blue Cross Blue Shield of Wyoming Network Blue $668.16 ↑ +77%
Coventry Workers Comp $668.16 ↑ +77%
Coventry Commercial $668.16 ↑ +77%
Midlands Choice Commercial $668.16 ↑ +77%
First Health Medical Rental $668.16 ↑ +77%
Multiplan Commercial $675.12 ↑ +79%

Visitor-reported prices

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Treat finger fracture each at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $1,029.00 $441.00 – $2,082.50
CHI Health Schuyler Schuyler $889.95 $75.83 – $400.80
CHI Health Immanuel Omaha $1,029.00 $343.00 – $2,082.50
CHI Health St. Mary's Nebraska City $869.01 $84.40 – $378.24
Lasting Hope Recovery Center Omaha $1,029.00 $416.50 – $2,082.50
CHI Health Good Samaritan Kearney $1,768.39 $608.79 – $2,696.07
CHI Health St. Francis Grand Island $1,710.41 $648.19 – $2,725.06
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $1,029.00 $416.50 – $2,082.50

All Nebraska hospitals for this procedure →