Pt evaluation moderate complexity patient/family at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$157.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$110.88 with Blue Cross Blue Shield of Wyoming vs $244.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Wyoming Medicare Advantage $110.88 ↓ -30%
Medica Medicare Advantage $110.88 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN Tricare $110.88 ↓ -30%
Banner Health Banner Choice Plus/Banner Select $110.88 ↓ -30%
United Healthcare VA Community Care $115.92 ↓ -27%
United Healthcare UHC Medicare Advantage $115.92 ↓ -27%
Nebraska Total Care Medicaid $123.48 ↓ -22%
United Healthcare Nebraska Medicaid/CHIP $123.48 ↓ -22%
Molina Healthcare Medicaid/CHIP $123.48 ↓ -22%
Keith County Sheriff’s Office Imate/Detainee Plan $189.00 ↑ +20%
Apostrophe, Inc. Commercial $226.80 ↑ +44%
United Healthcare Commercial/Individual Exchange $239.40 ↑ +52%
Medica Commercial $240.16 ↑ +52%
Coventry Commercial $241.92 ↑ +53%
Midlands Choice Commercial $241.92 ↑ +53%
First Health Medical Rental $241.92 ↑ +53%
Blue Cross Blue Shield of Wyoming Network Blue $241.92 ↑ +53%
Coventry Workers Comp $241.92 ↑ +53%
Multiplan Commercial $244.44 ↑ +55%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $107.10 $45.90 – $216.75
CHI Health Schuyler Schuyler $180.20 $18.85 – $99.64
CHI Health Immanuel Omaha $107.10 $35.70 – $216.75
CHI Health Nebraska Heart Lincoln $87.86 $45.84 – $156.62
CHI Health St. Mary's Nebraska City $171.81 $44.34 – $198.72
Lasting Hope Recovery Center Omaha $107.10 $43.35 – $216.75
CHI Health Good Samaritan Kearney $200.08 $68.88 – $305.04
CHI Health St. Francis Grand Island $107.97 $42.09 – $183.00

All Nebraska hospitals for this procedure →