Neck (Cervical Spine) MRI (without contrast) at Ogallala Community Hospital
2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467
$1,144.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,736.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$763.84 with Medica vs $1,683.92 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Medicare Advantage | $763.84 | ↓ -33% |
| Banner Health | Banner Choice Plus/Banner Select | $763.84 | ↓ -33% |
| Blue Cross Blue Shield of Wyoming | Medicare Advantage | $763.84 | ↓ -33% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $763.84 | ↓ -33% |
| United Healthcare | VA Community Care | $798.56 | ↓ -30% |
| United Healthcare | UHC Medicare Advantage | $798.56 | ↓ -30% |
| United Healthcare | Nebraska Medicaid/CHIP | $850.64 | ↓ -26% |
| Nebraska Total Care | Medicaid | $850.64 | ↓ -26% |
| Molina Healthcare | Medicaid/CHIP | $850.64 | ↓ -26% |
| Keith County Sheriff’s Office | Imate/Detainee Plan | $1,302.00 | ↑ +14% |
| Apostrophe, Inc. | Commercial | $1,562.40 | ↑ +37% |
| United Healthcare | Commercial/Individual Exchange | $1,649.20 | ↑ +44% |
| Medica | Commercial | $1,654.41 | ↑ +45% |
| First Health | Medical Rental | $1,666.56 | ↑ +46% |
| Coventry | Commercial | $1,666.56 | ↑ +46% |
| Midlands Choice | Commercial | $1,666.56 | ↑ +46% |
| Blue Cross Blue Shield of Wyoming | Network Blue | $1,666.56 | ↑ +46% |
| Coventry | Workers Comp | $1,666.56 | ↑ +46% |
| Multiplan | Commercial | $1,683.92 | ↑ +47% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Midlands | Papillion | $1,424.64 | $238.77 – $2,883.20 |
| CHI Health Schuyler | Schuyler | $4,026.45 | $1,014.67 – $5,363.24 |
| CHI Health Immanuel | Omaha | $1,424.64 | $238.77 – $2,883.20 |
| CHI Health St. Mary's | Nebraska City | $3,349.05 | $864.30 – $3,873.60 |
| Lasting Hope Recovery Center | Omaha | $1,424.64 | $490.70 – $2,883.20 |
| CHI Health Good Samaritan | Kearney | $1,621.99 | $238.77 – $2,472.87 |
| CHI Health St. Francis | Grand Island | $2,413.10 | $238.77 – $3,844.60 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,424.64 | $238.77 – $2,883.20 |