Nasal endoscopy dx uni/bi separate proc at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$549.02

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,032.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.08 with Banner Health vs $505.68 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $58.08 ↓ -89%
TriWest Healthcare Alliance Corp - VA CCN Tricare $58.08 ↓ -89%
Blue Cross Blue Shield of Wyoming Medicare Advantage $58.08 ↓ -89%
Medica Medicare Advantage $58.08 ↓ -89%
United Healthcare UHC Medicare Advantage $60.72 ↓ -89%
Nebraska Total Care Medicaid $64.68 ↓ -88%
Molina Healthcare Medicaid/CHIP $64.68 ↓ -88%
Keith County Sheriff’s Office Imate/Detainee Plan $99.00 ↓ -82%
Apostrophe, Inc. Commercial $118.80 ↓ -78%
United Healthcare Commercial/Individual Exchange $125.40 ↓ -77%
Medica Commercial $125.80 ↓ -77%
Coventry Workers Comp $126.72 ↓ -77%
First Health Medical Rental $126.72 ↓ -77%
Blue Cross Blue Shield of Wyoming Network Blue $126.72 ↓ -77%
Midlands Choice Commercial $126.72 ↓ -77%
Coventry Commercial $126.72 ↓ -77%
Multiplan Commercial $128.04 ↓ -77%
United Healthcare VA Community Care $474.72 ↓ -14%
United Healthcare Nebraska Medicaid/CHIP $505.68 ↓ -8%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Nasal endoscopy dx uni/bi separate proc at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $149.10 $63.90 – $301.75
CHI Health Schuyler Schuyler $453.90 $33.42 – $176.63
CHI Health Immanuel Omaha $149.10 $49.70 – $301.75
CHI Health St. Mary's Nebraska City $443.22 $45.84 – $205.44
Lasting Hope Recovery Center Omaha $149.10 $60.35 – $301.75
CHI Health Good Samaritan Kearney $762.50 $121.23 – $1,162.50
CHI Health St. Francis Grand Island $789.42 $121.23 – $1,257.72
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $149.10 $60.35 – $301.75

All Nebraska hospitals for this procedure →