M/phmtrc alysishquant/semiq at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$63.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$101.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.44 with Banner Health vs $117.76 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $44.44 ↓ -30%
Medica Medicare Advantage $44.44 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN Tricare $44.44 ↓ -30%
Blue Cross Blue Shield of Wyoming Medicare Advantage $44.44 ↓ -30%
United Healthcare VA Community Care $46.46 ↓ -27%
Nebraska Total Care Medicaid $49.49 ↓ -22%
United Healthcare Nebraska Medicaid/CHIP $49.49 ↓ -22%
Molina Healthcare Medicaid/CHIP $49.49 ↓ -22%
Keith County Sheriff’s Office Imate/Detainee Plan $75.75 ↑ +20%
Apostrophe, Inc. Commercial $90.90 ↑ +44%
United Healthcare Commercial/Individual Exchange $95.95 ↑ +52%
Medica Commercial $96.25 ↑ +52%
Midlands Choice Commercial $96.96 ↑ +53%
Coventry Commercial $96.96 ↑ +53%
Coventry Workers Comp $96.96 ↑ +53%
First Health Medical Rental $96.96 ↑ +53%
Blue Cross Blue Shield of Wyoming Network Blue $96.96 ↑ +53%
Multiplan Commercial $97.97 ↑ +55%
United Healthcare UHC Medicare Advantage $117.76 ↑ +86%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $435.12 $181.19 – $880.60
CHI Health Schuyler Schuyler $677.45 $170.72 – $902.37
CHI Health Immanuel Omaha $435.12 $145.04 – $880.60
CHI Health St. Mary's Nebraska City $703.01 $181.43 – $813.12
Lasting Hope Recovery Center Omaha $435.12 $176.12 – $880.60
CHI Health Good Samaritan Kearney $546.56 $181.19 – $833.28
CHI Health St. Francis Grand Island $528.64 $181.19 – $842.24
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $435.12 $176.12 – $880.60

All Nebraska hospitals for this procedure →