Ins/rplc spi npg/rcvr pocket at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$3,405.33

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,401.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$724.68 with TriWest Healthcare Alliance Corp - VA CCN vs $6,100.15 with Medica — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TriWest Healthcare Alliance Corp - VA CCN Tricare $724.68 ↓ -79%
Blue Cross Blue Shield of Wyoming Medicare Advantage $724.68 ↓ -79%
Banner Health Banner Choice Plus/Banner Select $724.68 ↓ -79%
United Healthcare UHC Medicare Advantage $757.62 ↓ -78%
Molina Healthcare Medicaid/CHIP $807.03 ↓ -76%
Nebraska Total Care Medicaid $807.03 ↓ -76%
Keith County Sheriff’s Office Imate/Detainee Plan $1,235.25 ↓ -64%
Apostrophe, Inc. Commercial $1,482.30 ↓ -56%
United Healthcare Commercial/Individual Exchange $1,564.65 ↓ -54%
Blue Cross Blue Shield of Wyoming Network Blue $1,581.12 ↓ -54%
Coventry Workers Comp $1,581.12 ↓ -54%
Coventry Commercial $1,581.12 ↓ -54%
First Health Medical Rental $1,581.12 ↓ -54%
Midlands Choice Commercial $1,581.12 ↓ -54%
Multiplan Commercial $1,597.59 ↓ -53%
Medica Medicare Advantage $2,816.44 ↓ -17%
United Healthcare VA Community Care $2,944.46 ↓ -14%
United Healthcare Nebraska Medicaid/CHIP $3,136.49 ↓ -8%
Medica Commercial $6,100.15 ↑ +79%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins/rplc spi npg/rcvr pocket at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $16,197.30 $631.05 – $32,780.25
CHI Health Schuyler Schuyler $25,303.65 $6,376.52 – $33,704.47
CHI Health Immanuel Omaha $16,197.30 $631.05 – $32,780.25
Lasting Hope Recovery Center Omaha $16,197.30 $6,556.05 – $32,780.25
CHI Health Good Samaritan Kearney $23,746.69 $631.05 – $36,203.97
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $16,197.30 $631.05 – $32,780.25
CHI Health Plainview Plainview $25,005.96 $18,159.09 – $40,313.18
CHI Health Lakeside Omaha $16,197.30 $631.05 – $32,780.25

All Nebraska hospitals for this procedure →