Ghs closd tx interphalang jt disloc w/ma at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$290.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$535.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$235.40 with Medica vs $518.95 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Medicare Advantage $235.40 ↓ -19%
TriWest Healthcare Alliance Corp - VA CCN Tricare $235.40 ↓ -19%
Banner Health Banner Choice Plus/Banner Select $235.40 ↓ -19%
Blue Cross Blue Shield of Wyoming Medicare Advantage $235.40 ↓ -19%
United Healthcare UHC Medicare Advantage $246.10 ↓ -15%
Molina Healthcare Medicaid/CHIP $262.15 ↓ -10%
Nebraska Total Care Medicaid $262.15 ↓ -10%
Keith County Sheriff’s Office Imate/Detainee Plan $401.25 ↑ +38%
Apostrophe, Inc. Commercial $481.50 ↑ +66%
United Healthcare Commercial/Individual Exchange $508.25 ↑ +75%
Medica Commercial $509.86 ↑ +76%
Coventry Commercial $513.60 ↑ +77%
Midlands Choice Commercial $513.60 ↑ +77%
First Health Medical Rental $513.60 ↑ +77%
Blue Cross Blue Shield of Wyoming Network Blue $513.60 ↑ +77%
Coventry Workers Comp $513.60 ↑ +77%
Multiplan Commercial $518.95 ↑ +79%

Visitor-reported prices

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Ghs closd tx interphalang jt disloc w/ma at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $161.28 $69.12 – $326.40
CHI Health Schuyler Schuyler $678.30 $51.20 – $270.60
CHI Health Immanuel Omaha $161.28 $53.76 – $326.40
CHI Health St. Mary's Nebraska City $662.34 $56.98 – $255.36
Lasting Hope Recovery Center Omaha $161.28 $65.28 – $326.40
CHI Health Good Samaritan Kearney $211.67 $72.87 – $322.71
CHI Health St. Francis Grand Island $204.73 $79.81 – $326.18
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $161.28 $65.28 – $326.40

All Nebraska hospitals for this procedure →