Fetal biophys profile w/nst 76818 at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$718.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$848.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$373.12 with Blue Cross Blue Shield of Wyoming vs $822.56 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Wyoming Medicare Advantage $373.12 ↓ -48%
Medica Medicare Advantage $373.12 ↓ -48%
TriWest Healthcare Alliance Corp - VA CCN Tricare $373.12 ↓ -48%
Banner Health Banner Choice Plus/Banner Select $373.12 ↓ -48%
United Healthcare VA Community Care $390.08 ↓ -46%
United Healthcare UHC Medicare Advantage $390.08 ↓ -46%
Nebraska Total Care Medicaid $415.52 ↓ -42%
United Healthcare Nebraska Medicaid/CHIP $415.52 ↓ -42%
Molina Healthcare Medicaid/CHIP $415.52 ↓ -42%
Keith County Sheriff’s Office Imate/Detainee Plan $636.00 ↓ -11%
Apostrophe, Inc. Commercial $763.20 ↑ +6%
United Healthcare Commercial/Individual Exchange $805.60 ↑ +12%
Medica Commercial $808.14 ↑ +13%
Coventry Commercial $814.08 ↑ +13%
Midlands Choice Commercial $814.08 ↑ +13%
First Health Medical Rental $814.08 ↑ +13%
Blue Cross Blue Shield of Wyoming Network Blue $814.08 ↑ +13%
Coventry Workers Comp $814.08 ↑ +13%
Multiplan Commercial $822.56 ↑ +15%

Visitor-reported prices

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Fetal biophys profile w/nst 76818 at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $346.92 $129.89 – $651.10
CHI Health Schuyler Schuyler $483.65 $121.88 – $644.23
CHI Health Immanuel Omaha $346.92 $107.24 – $651.10
CHI Health Nebraska Heart Lincoln $194.12 $101.28 – $346.04
CHI Health St. Mary's Nebraska City $576.85 $148.87 – $667.20
Lasting Hope Recovery Center Omaha $346.92 $130.22 – $651.10
CHI Health Good Samaritan Kearney $529.48 $129.89 – $807.24
CHI Health St. Francis Grand Island $502.09 $129.89 – $799.94

All Nebraska hospitals for this procedure →