ER Visit (level 4) at Ogallala Community Hospital
2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467
$2,004.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,005.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$236.28 with Medica vs $520.89 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Medicare Advantage | $236.28 | ↓ -88% |
| Banner Health | Banner Choice Plus/Banner Select | $236.28 | ↓ -88% |
| Blue Cross Blue Shield of Wyoming | Medicare Advantage | $236.28 | ↓ -88% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $236.28 | ↓ -88% |
| United Healthcare | UHC Medicare Advantage | $247.02 | ↓ -88% |
| Nebraska Total Care | Medicaid | $263.13 | ↓ -87% |
| Molina Healthcare | Medicaid/CHIP | $263.13 | ↓ -87% |
| Keith County Sheriff’s Office | Imate/Detainee Plan | $402.75 | ↓ -80% |
| United Healthcare | VA Community Care | $462.30 | ↓ -77% |
| Apostrophe, Inc. | Commercial | $483.30 | ↓ -76% |
| United Healthcare | Nebraska Medicaid/CHIP | $492.45 | ↓ -75% |
| United Healthcare | Commercial/Individual Exchange | $510.15 | ↓ -75% |
| Medica | Commercial | $511.76 | ↓ -74% |
| Coventry | Workers Comp | $515.52 | ↓ -74% |
| Coventry | Commercial | $515.52 | ↓ -74% |
| First Health | Medical Rental | $515.52 | ↓ -74% |
| Blue Cross Blue Shield of Wyoming | Network Blue | $515.52 | ↓ -74% |
| Midlands Choice | Commercial | $515.52 | ↓ -74% |
| Multiplan | Commercial | $520.89 | ↓ -74% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Midlands | Papillion | $1,038.24 | $229.78 – $2,101.20 |
| CHI Health Schuyler | Schuyler | $999.60 | $73.26 – $335.16 |
| CHI Health Immanuel | Omaha | $1,038.24 | $229.78 – $2,101.20 |
| CHI Health St. Mary's | Nebraska City | $848.26 | $73.26 – $328.32 |
| Lasting Hope Recovery Center | Omaha | $1,038.24 | $420.24 – $2,101.20 |
| CHI Health Good Samaritan | Kearney | $1,009.55 | $229.78 – $1,539.15 |
| CHI Health St. Francis | Grand Island | $990.61 | $229.78 – $1,578.26 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,038.24 | $229.78 – $2,101.20 |