Chromosome analysis 5 at Ogallala Community Hospital

2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$448.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$794.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$349.36 with Blue Cross Blue Shield of Wyoming vs $770.18 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Wyoming Medicare Advantage $349.36 ↓ -22%
Medica Medicare Advantage $349.36 ↓ -22%
TriWest Healthcare Alliance Corp - VA CCN Tricare $349.36 ↓ -22%
Banner Health Banner Choice Plus/Banner Select $349.36 ↓ -22%
United Healthcare VA Community Care $365.24 ↓ -19%
United Healthcare UHC Medicare Advantage $365.24 ↓ -19%
Nebraska Total Care Medicaid $389.06 ↓ -13%
United Healthcare Nebraska Medicaid/CHIP $389.06 ↓ -13%
Molina Healthcare Medicaid/CHIP $389.06 ↓ -13%
Keith County Sheriff’s Office Imate/Detainee Plan $595.50 ↑ +33%
Apostrophe, Inc. Commercial $714.60 ↑ +59%
United Healthcare Commercial/Individual Exchange $754.30 ↑ +68%
Medica Commercial $756.68 ↑ +69%
Coventry Commercial $762.24 ↑ +70%
Midlands Choice Commercial $762.24 ↑ +70%
First Health Medical Rental $762.24 ↑ +70%
Blue Cross Blue Shield of Wyoming Network Blue $762.24 ↑ +70%
Coventry Workers Comp $762.24 ↑ +70%
Multiplan Commercial $770.18 ↑ +72%

Visitor-reported prices

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Chromosome analysis 5 at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $585.48 $250.92 – $1,390.48
CHI Health Schuyler Schuyler $1,063.35 $264.34 – $1,225.98
CHI Health Immanuel Omaha $585.48 $195.16 – $1,390.48
Lasting Hope Recovery Center Omaha $585.48 $236.98 – $1,390.48
CHI Health Good Samaritan Kearney $328.79 $113.19 – $586.83
CHI Health St. Francis Grand Island $349.87 $136.39 – $593.00
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $585.48 $236.98 – $1,390.48
CHI Health St. Elizabeth Lincoln $633.50 $225.29 – $1,267.00

All Nebraska hospitals for this procedure →