ER Visit (level 3) at CHI Health St. Elizabeth
555 South 70th Street, Lincoln, NE · Chihealth · · NPI 1336155738
$471.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$943.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$135.01 with Medica vs $1,817.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $135.01 | ↓ -71% |
| United | Medicaid|Community Plan | $216.89 | ↓ -54% |
| Centene | Medicaid|NE Total Care | $219.06 | ↓ -54% |
| Amerigroup | Medicaid|All Plans | $225.51 | ↓ -52% |
| Centene | Medicaid|IA Total Care | $225.51 | ↓ -52% |
| IAMolina | Medicaid|All Plans | $229.93 | ↓ -51% |
| Humana | Medicare|All Plans | $267.24 | ↓ -43% |
| Medica | Medicare|All Plans | $267.24 | ↓ -43% |
| United | Medicare|All Plans | $267.24 | ↓ -43% |
| BCBS - NE | Medicare|All Plans | $267.24 | ↓ -43% |
| Great Plains | Medicare|All Plans | $267.24 | ↓ -43% |
| Centene | Medicare|All Plans | $275.26 | ↓ -42% |
| Amerigroup | Medicare|All Plans | $280.60 | ↓ -40% |
| ELAP | Commercial|All Plans | $537.51 | ↑ +14% |
| Medica | Commercial|Open Access | $584.66 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $584.66 | ↑ +24% |
| AMPS | Commercial|All Plans | $593.27 | ↑ +26% |
| Midlands Choice | Commercial|Standard | $650.67 | ↑ +38% |
| MultiPlan PHCS | Commercial|All Plans | $754.40 | ↑ +60% |
| Medica | Commercial|CHI Health | $880.00 | ↑ +87% |
| Medica | Commercial|All Other Plans | $1,034.00 | ↑ +119% |
| Millard Public Schools | Commercial|Narrow Network | $1,510.00 | ↑ +220% |
| One World | Commercial|Narrow Network | $1,510.00 | ↑ +220% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,510.00 | ↑ +220% |
| Creighton University Employees | Commercial|All Plans | $1,528.00 | ↑ +224% |
| One World | Commercial|Broad Network | $1,736.00 | ↑ +268% |
| Timpte | Commercial|Broad Network | $1,736.00 | ↑ +268% |
| Greater Omaha Packing | Commercial|Broad Network | $1,736.00 | ↑ +268% |
| Millard Public Schools | Commercial|Broad Network | $1,736.00 | ↑ +268% |
| United | Commercial|All Plans | $1,817.00 | ↑ +285% |
Visitor-reported prices
Comments
ER Visit (level 3) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $894.62 | $128.92 – $284.21 |
| CHI Health Midlands | Papillion | $651.00 | $135.01 – $1,317.50 |
| CHI Health Schuyler | Schuyler | $637.50 | $43.27 – $197.96 |
| CHI Health Immanuel | Omaha | $651.00 | $135.01 – $1,317.50 |
| CHI Health St. Mary's | Nebraska City | $542.82 | $43.27 – $193.92 |
| Lasting Hope Recovery Center | Omaha | $651.00 | $263.50 – $1,317.50 |
| CHI Health Good Samaritan | Kearney | $588.04 | $135.01 – $896.52 |
| CHI Health St. Francis | Grand Island | $568.76 | $135.01 – $906.16 |