Emg 3 ext w-w/o paraspinal area 95863 at CHI Health St. Elizabeth

555 South 70th Street, Lincoln, NE · Chihealth · · NPI 1336155738

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$986.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,973.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$127.43 with Centene vs $1,578.40 with MultiPlan PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|IA Total Care $127.43 ↓ -87%
Amerigroup Medicaid|All Plans $127.43 ↓ -87%
IAMolina Medicaid|All Plans $129.93 ↓ -87%
United Medicare|All Plans $151.01 ↓ -85%
BCBS - NE Medicare|All Plans $151.01 ↓ -85%
Great Plains Medicare|All Plans $151.01 ↓ -85%
Medica Medicare|All Plans $151.01 ↓ -85%
Humana Medicare|All Plans $151.01 ↓ -85%
Centene Medicare|All Plans $155.54 ↓ -84%
Amerigroup Medicare|All Plans $158.56 ↓ -84%
Medica Commercial|ACO $208.30 ↓ -79%
AMPS Commercial|All Plans $335.24 ↓ -66%
Medica Commercial|All Other Plans $358.67 ↓ -64%
Medica Commercial|CHI Health $402.96 ↓ -59%
United Medicaid|Community Plan $453.79 ↓ -54%
Centene Medicaid|NE Total Care $458.33 ↓ -54%
Creighton University Employees Commercial|All Plans $1,124.61 ↑ +14%
ELAP Commercial|All Plans $1,124.61 ↑ +14%
Midlands Choice Commercial|Premier $1,223.26 ↑ +24%
Medica Commercial|Open Access $1,223.26 ↑ +24%
United Commercial|All Plans $1,262.72 ↑ +28%
Midlands Choice Commercial|Standard $1,361.37 ↑ +38%
MultiPlan PHCS Commercial|All Plans $1,578.40 ↑ +60%

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $462.84 $198.36 – $936.70
CHI Health Immanuel Omaha $462.84 $154.28 – $936.70
Lasting Hope Recovery Center Omaha $462.84 $187.34 – $936.70
CHI Health St. Francis Grand Island $1,164.07 $208.30 – $1,854.62
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $462.84 $187.34 – $936.70
CHI Health Lakeside Omaha $462.84 $176.32 – $936.70

All Nebraska hospitals for this procedure →