Dch validity tests at CHI Health St. Elizabeth
555 South 70th Street, Lincoln, NE · Chihealth · · NPI 1336155738
$15.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$31.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$3.26 with United vs $24.80 with MultiPlan PHCS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|All Plans | $3.26 | ↓ -79% |
| Amerigroup | Medicaid|All Plans | $3.38 | ↓ -78% |
| Centene | Medicaid|IA Total Care | $3.38 | ↓ -78% |
| Creighton University Employees | Commercial|All Plans | $3.41 | ↓ -78% |
| IAMolina | Medicaid|All Plans | $3.44 | ↓ -78% |
| Humana | Medicare|All Plans | $3.48 | ↓ -78% |
| Medica | Medicare|All Plans | $3.48 | ↓ -78% |
| United | Medicare|All Plans | $3.48 | ↓ -78% |
| BCBS - NE | Medicare|All Plans | $3.48 | ↓ -78% |
| Great Plains | Medicare|All Plans | $3.48 | ↓ -78% |
| Centene | Medicare|All Plans | $3.58 | ↓ -77% |
| Amerigroup | Medicare|All Plans | $3.65 | ↓ -76% |
| Medica | Commercial|ACO | $6.93 | ↓ -55% |
| United | Medicaid|Community Plan | $7.13 | ↓ -54% |
| Medica | Commercial|CHI Health | $7.15 | ↓ -54% |
| Centene | Medicaid|NE Total Care | $7.21 | ↓ -53% |
| Medica | Commercial|All Other Plans | $7.49 | ↓ -52% |
| AMPS | Commercial|All Plans | $7.73 | ↓ -50% |
| ELAP | Commercial|All Plans | $17.67 | ↑ +14% |
| Medica | Commercial|Open Access | $19.22 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $19.22 | ↑ +24% |
| One World | Commercial|Narrow Network | $20.72 | ↑ +34% |
| Millard Public Schools | Commercial|Narrow Network | $20.72 | ↑ +34% |
| Greater Omaha Packing | Commercial|Narrow Network | $20.72 | ↑ +34% |
| Midlands Choice | Commercial|Standard | $21.39 | ↑ +38% |
| Timpte | Commercial|Broad Network | $23.82 | ↑ +54% |
| One World | Commercial|Broad Network | $23.82 | ↑ +54% |
| Greater Omaha Packing | Commercial|Broad Network | $23.82 | ↑ +54% |
| Millard Public Schools | Commercial|Broad Network | $23.82 | ↑ +54% |
| MultiPlan PHCS | Commercial|All Plans | $24.80 | ↑ +60% |
Visitor-reported prices
Comments
Dch validity tests at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Nebraska Heart | Lincoln | $11.50 | $3.38 – $20.50 |
| Ogallala Community Hospital | Ogallala | $7.17 | $3.48 – $10.67 |
| CHI Health Midlands | Papillion | $24.36 | $3.38 – $43.35 |
| CHI Health Schuyler | Schuyler | $76.50 | $1.72 – $7.84 |
| CHI Health Immanuel | Omaha | $24.36 | $3.38 – $43.35 |
| CHI Health St. Mary's | Nebraska City | $37.35 | $1.72 – $7.73 |
| Lasting Hope Recovery Center | Omaha | $24.36 | $3.38 – $43.35 |
| CHI Health Good Samaritan | Kearney | $47.58 | $3.38 – $72.54 |