X-ray hand 2 views (both sides) at CHI Health Good Samaritan

10 East 31st Street, Kearney, NE · Chihealth · · NPI 1336184019

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$297.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.35 with Medica vs $453.84 with MultiPlan PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $44.35 ↓ -85%
Medica Commercial|CHI Health $59.87 ↓ -80%
Medica Commercial|All Other Plans $62.70 ↓ -79%
Amerigroup Medicaid|All Plans $86.61 ↓ -71%
Centene Medicaid|IA Total Care $86.61 ↓ -71%
IAMolina Medicaid|All Plans $88.31 ↓ -70%
BCBS - NE Medicare|All Plans $100.68 ↓ -66%
Medica Medicare|All Plans $100.68 ↓ -66%
PACE Medicare|All Plans $100.68 ↓ -66%
Humana Medicare|All Plans $100.68 ↓ -66%
United Medicare|All Plans $100.68 ↓ -66%
United Medicaid|Community Plan $102.48 ↓ -66%
Centene Medicaid|NE Total Care $103.51 ↓ -65%
Centene Medicare|All Plans $103.70 ↓ -65%
Great Plains Medicare|All Plans $105.71 ↓ -64%
Amerigroup Medicare|All Plans $105.71 ↓ -64%
One World Commercial|Narrow Network $116.35 ↓ -61%
Millard Public Schools Commercial|Narrow Network $116.35 ↓ -61%
Greater Omaha Packing Commercial|Narrow Network $116.35 ↓ -61%
Timpte Commercial|Broad Network $133.80 ↓ -55%
Greater Omaha Packing Commercial|Broad Network $133.80 ↓ -55%
Millard Public Schools Commercial|Broad Network $133.80 ↓ -55%
One World Commercial|Broad Network $133.80 ↓ -55%
AMPS Commercial|All Plans $223.51 ↓ -25%
Creighton University Employees Commercial|All Plans $239.12 ↓ -20%
ELAP Commercial|All Plans $283.04 ↓ -5%
United Commercial|All Plans $370.88 ↑ +25%
Midlands Choice Commercial|Premier $380.64 ↑ +28%
Medica Commercial|Open Access $380.64 ↑ +28%
Midlands Choice Commercial|Standard $448.96 ↑ +51%
MultiPlan PHCS Commercial|All Plans $453.84 ↑ +52%

Visitor-reported prices

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X-ray hand 2 views (both sides) at other Nebraska hospitals

Hospital City Cash price Negotiated range
Ogallala Community Hospital Ogallala $164.42 $100.76 – $222.13
CHI Health Midlands Papillion $171.78 $44.35 – $347.65
CHI Health Schuyler Schuyler $285.60 $11.36 – $60.01
CHI Health Immanuel Omaha $171.78 $44.35 – $347.65
CHI Health Nebraska Heart Lincoln $184.92 $44.35 – $329.64
CHI Health St. Mary's Nebraska City $144.42 $16.71 – $74.88
Lasting Hope Recovery Center Omaha $171.78 $58.13 – $347.65
CHI Health St. Francis Grand Island $312.70 $44.35 – $498.20

All Nebraska hospitals for this procedure →