Observation direct referral from physician office for admission at CHI Health Good Samaritan

10 East 31st Street, Kearney, NE · Chihealth · · NPI 1336184019

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$153.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.71 with United vs $1,288.64 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $52.71 ↓ -66%
Centene Medicaid|NE Total Care $53.24 ↓ -65%
Creighton University Employees Commercial|All Plans $122.99 ↓ -20%
ELAP Commercial|All Plans $145.58 ↓ -5%
United Commercial|All Plans $190.76 ↑ +25%
Midlands Choice Commercial|Premier $195.78 ↑ +28%
Medica Commercial|Open Access $195.78 ↑ +28%
Midlands Choice Commercial|Standard $230.92 ↑ +51%
MultiPlan PHCS Commercial|All Plans $233.43 ↑ +52%
Centene Medicaid|IA Total Care $499.34 ↑ +226%
Amerigroup Medicaid|All Plans $499.34 ↑ +226%
IAMolina Medicaid|All Plans $509.13 ↑ +233%
Humana Medicare|All Plans $580.47 ↑ +279%
Medica Medicare|All Plans $580.47 ↑ +279%
United Medicare|All Plans $580.47 ↑ +279%
PACE Medicare|All Plans $580.47 ↑ +279%
BCBS - NE Medicare|All Plans $580.47 ↑ +279%
Centene Medicare|All Plans $597.88 ↑ +290%
Great Plains Medicare|All Plans $609.49 ↑ +298%
Amerigroup Medicare|All Plans $609.49 ↑ +298%
AMPS Commercial|All Plans $1,288.64 ↑ +742%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Nebraska hospitals

Hospital City Cash price Negotiated range
Ogallala Community Hospital Ogallala $357.74 $287.76 – $634.38
CHI Health Midlands Papillion $273.42 $117.18 – $553.35
CHI Health Schuyler Schuyler $99.45 $25.07 – $132.47
CHI Health Immanuel Omaha $273.42 $91.14 – $553.35
Lasting Hope Recovery Center Omaha $273.42 $110.67 – $553.35
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $273.42 $110.67 – $553.35
CHI Health St. Elizabeth Lincoln $123.00 $56.58 – $196.80
CHI Health Plainview Plainview $98.28 $71.37 – $158.45

All Nebraska hospitals for this procedure →