Tilt table study at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$2,480.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,204.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$136.84 with Medica vs $3,951.76 with MultiPlan PHCS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $136.84 | ↓ -94% |
| Centene | Medicaid|IA Total Care | $432.15 | ↓ -83% |
| Amerigroup | Medicaid|All Plans | $432.15 | ↓ -83% |
| IAMolina | Medicaid|All Plans | $440.63 | ↓ -82% |
| United | Medicare|All Plans | $508.79 | ↓ -79% |
| Medica | Medicare|All Plans | $508.79 | ↓ -79% |
| BCBS - NE | Medicare|All Plans | $508.79 | ↓ -79% |
| Humana | Medicare|All Plans | $508.79 | ↓ -79% |
| Centene | Medicare|All Plans | $524.05 | ↓ -79% |
| Amerigroup | Medicare|All Plans | $534.23 | ↓ -78% |
| Great Plains | Medicare|All Plans | $534.23 | ↓ -78% |
| United | Medicaid|Community Plan | $966.92 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $976.59 | ↓ -61% |
| AMPS | Commercial|All Plans | $1,129.51 | ↓ -54% |
| Medica | Commercial|CHI Health | $1,381.00 | ↓ -44% |
| Medica | Commercial|All Other Plans | $1,621.00 | ↓ -35% |
| Creighton University Employees | Commercial|All Plans | $2,312.20 | ↓ -7% |
| United | Commercial|All Plans | $2,648.52 | ↑ +7% |
| ELAP | Commercial|All Plans | $2,690.56 | ↑ +8% |
| Midlands Choice | Commercial|Premier | $3,489.32 | ↑ +41% |
| Medica | Commercial|Open Access | $3,489.32 | ↑ +41% |
| Midlands Choice | Commercial|Standard | $3,951.76 | ↑ +59% |
| MultiPlan PHCS | Commercial|All Plans | $3,951.76 | ↑ +59% |
Visitor-reported prices
Comments
Tilt table study at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $900.32 | $728.20 – $1,605.35 |
| CHI Health Midlands | Papillion | $1,946.28 | $136.84 – $3,624.40 |
| CHI Health Schuyler | Schuyler | $2,180.25 | $549.43 – $2,904.10 |
| CHI Health Immanuel | Omaha | $1,946.28 | $136.84 – $3,624.40 |
| CHI Health Nebraska Heart | Lincoln | $832.60 | $136.84 – $1,484.20 |
| Lasting Hope Recovery Center | Omaha | $1,946.28 | $724.88 – $3,624.40 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,946.28 | $136.84 – $3,624.40 |
| CHI Health St. Elizabeth | Lincoln | $1,457.00 | $136.84 – $2,331.20 |