Surgical pathology level 3 gross & microscopic examination at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$173.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$294.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$43.51 with Centene vs $276.36 with Midlands Choice — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $43.51 | ↓ -75% |
| Amerigroup | Medicaid|All Plans | $43.51 | ↓ -75% |
| IAMolina | Medicaid|All Plans | $44.37 | ↓ -74% |
| Humana | Medicare|All Plans | $51.23 | ↓ -70% |
| Medica | Medicare|All Plans | $51.23 | ↓ -70% |
| United | Medicare|All Plans | $51.23 | ↓ -70% |
| BCBS - NE | Medicare|All Plans | $51.23 | ↓ -70% |
| Centene | Medicare|All Plans | $52.77 | ↓ -70% |
| Great Plains | Medicare|All Plans | $53.79 | ↓ -69% |
| Amerigroup | Medicare|All Plans | $53.79 | ↓ -69% |
| Medica | Commercial|ACO | $60.10 | ↓ -65% |
| United | Medicaid|Community Plan | $67.62 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $68.30 | ↓ -61% |
| Medica | Commercial|CHI Health | $81.21 | ↓ -53% |
| Medica | Commercial|All Other Plans | $85.04 | ↓ -51% |
| AMPS | Commercial|All Plans | $113.73 | ↓ -34% |
| Creighton University Employees | Commercial|All Plans | $161.70 | ↓ -7% |
| United | Commercial|All Plans | $185.22 | ↑ +7% |
| ELAP | Commercial|All Plans | $188.16 | ↑ +8% |
| Greater Omaha Packing | Commercial|Narrow Network | $236.73 | ↑ +36% |
| One World | Commercial|Narrow Network | $236.73 | ↑ +36% |
| Millard Public Schools | Commercial|Narrow Network | $236.73 | ↑ +36% |
| Medica | Commercial|Open Access | $244.02 | ↑ +41% |
| Midlands Choice | Commercial|Premier | $244.02 | ↑ +41% |
| Timpte | Commercial|Broad Network | $272.24 | ↑ +57% |
| Greater Omaha Packing | Commercial|Broad Network | $272.24 | ↑ +57% |
| Millard Public Schools | Commercial|Broad Network | $272.24 | ↑ +57% |
| One World | Commercial|Broad Network | $272.24 | ↑ +57% |
| MultiPlan PHCS | Commercial|All Plans | $276.36 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $276.36 | ↑ +59% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $67.72 | $38.16 – $104.76 |
| CHI Health Midlands | Papillion | $115.08 | $49.32 – $232.90 |
| CHI Health Schuyler | Schuyler | $235.45 | $59.34 – $313.62 |
| CHI Health Immanuel | Omaha | $115.08 | $38.36 – $232.90 |
| CHI Health Nebraska Heart | Lincoln | $27.14 | $14.16 – $48.38 |
| CHI Health St. Mary's | Nebraska City | $53.95 | $13.93 – $62.40 |
| Lasting Hope Recovery Center | Omaha | $115.08 | $46.58 – $232.90 |
| CHI Health Good Samaritan | Kearney | $121.39 | $41.79 – $199.00 |