MRI w/cont, breast, bi at CHI Health St. Francis

2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$2,844.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,821.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$342.45 with Humana vs $4,531.74 with Midlands Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $342.45 ↓ -88%
Medica Medicare|All Plans $342.45 ↓ -88%
United Medicare|All Plans $342.45 ↓ -88%
BCBS - NE Medicare|All Plans $342.45 ↓ -88%
Centene Medicare|All Plans $352.72 ↓ -88%
Amerigroup Medicare|All Plans $359.57 ↓ -87%
Great Plains Medicare|All Plans $359.57 ↓ -87%
AMPS Commercial|All Plans $760.24 ↓ -73%
United Medicaid|Community Plan $1,108.83 ↓ -61%
Centene Medicaid|NE Total Care $1,119.92 ↓ -61%
Medica Commercial|CHI Health $1,552.00 ↓ -45%
Medica Commercial|ACO $1,561.00 ↓ -45%
Medica Commercial|All Other Plans $1,824.00 ↓ -36%
Creighton University Employees Commercial|All Plans $2,651.55 ↓ -7%
United Commercial|All Plans $3,037.23 ↑ +7%
ELAP Commercial|All Plans $3,085.44 ↑ +8%
Midlands Choice Commercial|Premier $4,001.43 ↑ +41%
Medica Commercial|Open Access $4,001.43 ↑ +41%
MultiPlan PHCS Commercial|All Plans $4,531.74 ↑ +59%
Midlands Choice Commercial|Standard $4,531.74 ↑ +59%

Visitor-reported prices

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MRI w/cont, breast, bi at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $1,426.32 $302.04 – $1,426.30
CHI Health Immanuel Omaha $1,426.32 $234.92 – $1,426.30
CHI Health St. Mary's Nebraska City $1,196.03 $308.67 – $1,383.36
Lasting Hope Recovery Center Omaha $1,426.32 $285.26 – $1,426.30
CHI Health Good Samaritan Kearney $2,827.96 $973.56 – $4,311.48
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $1,426.32 $285.26 – $1,426.30
CHI Health St. Elizabeth Lincoln $964.50 $443.67 – $2,359.00
CHI Health Lakeside Omaha $1,426.32 $268.48 – $1,426.30

All Nebraska hospitals for this procedure →