MRI guid ndl plc s&i at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$1,326.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,249.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$517.27 with United vs $2,249.00 with One World — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|Community Plan | $517.27 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $522.45 | ↓ -61% |
| Medica | Commercial|ACO | $672.59 | ↓ -49% |
| Medica | Commercial|CHI Health | $823.08 | ↓ -38% |
| Medica | Commercial|All Other Plans | $861.91 | ↓ -35% |
| Creighton University Employees | Commercial|All Plans | $1,236.95 | ↓ -7% |
| United | Commercial|All Plans | $1,416.87 | ↑ +7% |
| ELAP | Commercial|All Plans | $1,439.36 | ↑ +8% |
| Medica | Commercial|Open Access | $1,866.67 | ↑ +41% |
| Midlands Choice | Commercial|Premier | $1,866.67 | ↑ +41% |
| MultiPlan PHCS | Commercial|All Plans | $2,114.06 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $2,114.06 | ↑ +59% |
| One World | Commercial|Narrow Network | $2,249.00 | ↑ +69% |
| Timpte | Commercial|Broad Network | $2,249.00 | ↑ +69% |
| Greater Omaha Packing | Commercial|Broad Network | $2,249.00 | ↑ +69% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,249.00 | ↑ +69% |
| Millard Public Schools | Commercial|Broad Network | $2,249.00 | ↑ +69% |
| Millard Public Schools | Commercial|Narrow Network | $2,249.00 | ↑ +69% |
| One World | Commercial|Broad Network | $2,249.00 | ↑ +69% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Midlands | Papillion | $891.66 | $382.14 – $1,804.55 |
| CHI Health Schuyler | Schuyler | $2,230.40 | $562.07 – $2,970.90 |
| CHI Health Immanuel | Omaha | $891.66 | $297.22 – $1,804.55 |
| Lasting Hope Recovery Center | Omaha | $891.66 | $360.91 – $1,804.55 |
| CHI Health Good Samaritan | Kearney | $1,398.12 | $481.32 – $2,292.00 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $891.66 | $360.91 – $1,804.55 |
| CHI Health St. Elizabeth | Lincoln | $1,061.00 | $488.06 – $2,359.00 |
| CHI Health Plainview | Plainview | $2,204.16 | $1,600.64 – $3,553.43 |