Lower Back (Lumbar Spine) MRI (with and without contrast) at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$3,330.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,645.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$290.86 with Centene vs $5,306.30 with Midlands Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $290.86 | ↓ -91% |
| Amerigroup | Medicaid|All Plans | $290.86 | ↓ -91% |
| IAMolina | Medicaid|All Plans | $296.57 | ↓ -91% |
| Humana | Medicare|All Plans | $342.45 | ↓ -90% |
| Medica | Medicare|All Plans | $342.45 | ↓ -90% |
| United | Medicare|All Plans | $342.45 | ↓ -90% |
| BCBS - NE | Medicare|All Plans | $342.45 | ↓ -90% |
| Centene | Medicare|All Plans | $352.72 | ↓ -89% |
| Amerigroup | Medicare|All Plans | $359.57 | ↓ -89% |
| Great Plains | Medicare|All Plans | $359.57 | ↓ -89% |
| Medica | Commercial|ACO | $416.79 | ↓ -87% |
| Medica | Commercial|CHI Health | $642.17 | ↓ -81% |
| Medica | Commercial|All Other Plans | $672.47 | ↓ -80% |
| AMPS | Commercial|All Plans | $760.24 | ↓ -77% |
| United | Medicaid|Community Plan | $1,298.35 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $1,311.34 | ↓ -61% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,835.23 | ↓ -45% |
| One World | Commercial|Narrow Network | $1,835.23 | ↓ -45% |
| Millard Public Schools | Commercial|Narrow Network | $1,835.23 | ↓ -45% |
| Millard Public Schools | Commercial|Broad Network | $2,110.51 | ↓ -37% |
| Timpte | Commercial|Broad Network | $2,110.51 | ↓ -37% |
| Greater Omaha Packing | Commercial|Broad Network | $2,110.51 | ↓ -37% |
| One World | Commercial|Broad Network | $2,110.51 | ↓ -37% |
| Creighton University Employees | Commercial|All Plans | $3,104.75 | ↓ -7% |
| United | Commercial|All Plans | $3,556.35 | ↑ +7% |
| ELAP | Commercial|All Plans | $3,612.80 | ↑ +8% |
| Midlands Choice | Commercial|Premier | $4,685.35 | ↑ +41% |
| Medica | Commercial|Open Access | $4,685.35 | ↑ +41% |
| MultiPlan PHCS | Commercial|All Plans | $5,306.30 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $5,306.30 | ↑ +59% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $1,716.04 | $1,145.76 – $2,525.88 |
| CHI Health Midlands | Papillion | $1,966.02 | $416.79 – $3,978.85 |
| CHI Health Schuyler | Schuyler | $4,401.30 | $1,109.13 – $5,862.54 |
| CHI Health Immanuel | Omaha | $1,966.02 | $416.79 – $3,978.85 |
| CHI Health Nebraska Heart | Lincoln | $1,312.38 | $416.79 – $2,339.46 |
| CHI Health St. Mary's | Nebraska City | $3,927.56 | $1,013.60 – $4,542.72 |
| Lasting Hope Recovery Center | Omaha | $1,966.02 | $795.77 – $3,978.85 |
| CHI Health Good Samaritan | Kearney | $2,345.45 | $416.79 – $3,575.85 |