Lower Back (Lumbar Spine) CT scan (without contrast) at CHI Health St. Francis

2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,639.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,779.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.61 with Centene vs $2,612.26 with Midlands Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|IA Total Care $86.61 ↓ -95%
Amerigroup Medicaid|All Plans $86.61 ↓ -95%
IAMolina Medicaid|All Plans $88.31 ↓ -95%
Humana Medicare|All Plans $101.97 ↓ -94%
Medica Medicare|All Plans $101.97 ↓ -94%
United Medicare|All Plans $101.97 ↓ -94%
BCBS - NE Medicare|All Plans $101.97 ↓ -94%
Centene Medicare|All Plans $105.03 ↓ -94%
Great Plains Medicare|All Plans $107.07 ↓ -93%
Amerigroup Medicare|All Plans $107.07 ↓ -93%
Medica Commercial|ACO $161.64 ↓ -90%
AMPS Commercial|All Plans $226.37 ↓ -86%
Medica Commercial|CHI Health $258.25 ↓ -84%
Medica Commercial|All Other Plans $270.44 ↓ -84%
United Medicaid|Community Plan $639.17 ↓ -61%
Centene Medicaid|NE Total Care $645.57 ↓ -61%
Greater Omaha Packing Commercial|Narrow Network $836.10 ↓ -49%
One World Commercial|Narrow Network $836.10 ↓ -49%
Millard Public Schools Commercial|Narrow Network $836.10 ↓ -49%
Millard Public Schools Commercial|Broad Network $961.52 ↓ -41%
Timpte Commercial|Broad Network $961.52 ↓ -41%
Greater Omaha Packing Commercial|Broad Network $961.52 ↓ -41%
One World Commercial|Broad Network $961.52 ↓ -41%
Creighton University Employees Commercial|All Plans $1,528.45 ↓ -7%
United Commercial|All Plans $1,750.77 ↑ +7%
ELAP Commercial|All Plans $1,778.56 ↑ +8%
Midlands Choice Commercial|Premier $2,306.57 ↑ +41%
Medica Commercial|Open Access $2,306.57 ↑ +41%
MultiPlan PHCS Commercial|All Plans $2,612.26 ↑ +59%
Midlands Choice Commercial|Standard $2,612.26 ↑ +59%

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (without contrast) at other Nebraska hospitals

Hospital City Cash price Negotiated range
Ogallala Community Hospital Ogallala $1,994.39 $1,375.44 – $3,032.22
CHI Health Midlands Papillion $935.34 $161.64 – $1,892.95
CHI Health Schuyler Schuyler $2,670.70 $673.02 – $3,557.38
CHI Health Immanuel Omaha $935.34 $161.64 – $1,892.95
CHI Health Nebraska Heart Lincoln $714.84 $161.64 – $1,274.28
CHI Health St. Mary's Nebraska City $2,133.10 $550.50 – $2,467.20
Lasting Hope Recovery Center Omaha $935.34 $378.59 – $1,892.95
CHI Health Good Samaritan Kearney $1,747.65 $161.64 – $2,664.45

All Nebraska hospitals for this procedure →