Knee MRI (with contrast) at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$3,168.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,371.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$465.34 with Medica vs $5,048.74 with Midlands Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $465.34 | ↓ -85% |
| Medica | Commercial|CHI Health | $631.25 | ↓ -80% |
| Centene | Medicaid|IA Total Care | $643.47 | ↓ -80% |
| Amerigroup | Medicaid|All Plans | $643.47 | ↓ -80% |
| IAMolina | Medicaid|All Plans | $656.08 | ↓ -79% |
| Medica | Commercial|All Other Plans | $661.04 | ↓ -79% |
| Humana | Medicare|All Plans | $757.59 | ↓ -76% |
| Medica | Medicare|All Plans | $757.59 | ↓ -76% |
| United | Medicare|All Plans | $757.59 | ↓ -76% |
| BCBS - NE | Medicare|All Plans | $757.59 | ↓ -76% |
| Centene | Medicare|All Plans | $780.32 | ↓ -75% |
| Great Plains | Medicare|All Plans | $795.47 | ↓ -75% |
| Amerigroup | Medicare|All Plans | $795.47 | ↓ -75% |
| United | Medicaid|Community Plan | $1,235.33 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $1,247.69 | ↓ -61% |
| AMPS | Commercial|All Plans | $1,681.85 | ↓ -47% |
| One World | Commercial|Narrow Network | $2,097.56 | ↓ -34% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,097.56 | ↓ -34% |
| Millard Public Schools | Commercial|Narrow Network | $2,097.56 | ↓ -34% |
| Millard Public Schools | Commercial|Broad Network | $2,412.19 | ↓ -24% |
| Timpte | Commercial|Broad Network | $2,412.19 | ↓ -24% |
| Greater Omaha Packing | Commercial|Broad Network | $2,412.19 | ↓ -24% |
| One World | Commercial|Broad Network | $2,412.19 | ↓ -24% |
| Creighton University Employees | Commercial|All Plans | $2,954.05 | ↓ -7% |
| United | Commercial|All Plans | $3,383.73 | ↑ +7% |
| ELAP | Commercial|All Plans | $3,437.44 | ↑ +8% |
| Medica | Commercial|Open Access | $4,457.93 | ↑ +41% |
| Midlands Choice | Commercial|Premier | $4,457.93 | ↑ +41% |
| MultiPlan PHCS | Commercial|All Plans | $5,048.74 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $5,048.74 | ↑ +59% |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $2,082.64 | $1,314.72 – $2,898.36 |
| CHI Health Midlands | Papillion | $1,546.86 | $465.34 – $3,130.55 |
| CHI Health Schuyler | Schuyler | $3,233.40 | $814.82 – $4,306.89 |
| CHI Health Immanuel | Omaha | $1,546.86 | $465.34 – $3,130.55 |
| CHI Health St. Mary's | Nebraska City | $3,338.26 | $861.52 – $3,861.12 |
| Lasting Hope Recovery Center | Omaha | $1,546.86 | $626.11 – $3,130.55 |
| CHI Health Good Samaritan | Kearney | $2,189.90 | $465.34 – $3,338.70 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,546.86 | $465.34 – $3,130.55 |