Hand X-ray at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$359.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$609.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.43 with Medica vs $572.46 with Midlands Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $54.43 | ↓ -85% |
| Medica | Commercial|CHI Health | $70.75 | ↓ -80% |
| Centene | Medicaid|IA Total Care | $71.71 | ↓ -80% |
| Amerigroup | Medicaid|All Plans | $71.71 | ↓ -80% |
| IAMolina | Medicaid|All Plans | $73.11 | ↓ -80% |
| Medica | Commercial|All Other Plans | $74.08 | ↓ -79% |
| Humana | Medicare|All Plans | $84.43 | ↓ -77% |
| Medica | Medicare|All Plans | $84.43 | ↓ -77% |
| United | Medicare|All Plans | $84.43 | ↓ -77% |
| BCBS - NE | Medicare|All Plans | $84.43 | ↓ -77% |
| Centene | Medicare|All Plans | $86.96 | ↓ -76% |
| Great Plains | Medicare|All Plans | $88.65 | ↓ -75% |
| Amerigroup | Medicare|All Plans | $88.65 | ↓ -75% |
| United | Medicaid|Community Plan | $140.07 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $141.48 | ↓ -61% |
| One World | Commercial|Narrow Network | $148.96 | ↓ -59% |
| Greater Omaha Packing | Commercial|Narrow Network | $148.96 | ↓ -59% |
| Millard Public Schools | Commercial|Narrow Network | $148.96 | ↓ -59% |
| Timpte | Commercial|Broad Network | $171.30 | ↓ -52% |
| Greater Omaha Packing | Commercial|Broad Network | $171.30 | ↓ -52% |
| Millard Public Schools | Commercial|Broad Network | $171.30 | ↓ -52% |
| One World | Commercial|Broad Network | $171.30 | ↓ -52% |
| AMPS | Commercial|All Plans | $187.43 | ↓ -48% |
| Creighton University Employees | Commercial|All Plans | $334.95 | ↓ -7% |
| United | Commercial|All Plans | $383.67 | ↑ +7% |
| ELAP | Commercial|All Plans | $389.76 | ↑ +8% |
| Midlands Choice | Commercial|Premier | $505.47 | ↑ +41% |
| Medica | Commercial|Open Access | $505.47 | ↑ +41% |
| MultiPlan PHCS | Commercial|All Plans | $572.46 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $572.46 | ↑ +59% |
Visitor-reported prices
Comments
Hand X-ray at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $255.61 | $156.64 – $345.32 |
| CHI Health Midlands | Papillion | $223.02 | $54.43 – $451.35 |
| CHI Health Schuyler | Schuyler | $348.50 | $13.29 – $70.20 |
| CHI Health Immanuel | Omaha | $223.02 | $54.43 – $451.35 |
| CHI Health Nebraska Heart | Lincoln | $146.28 | $54.43 – $260.76 |
| CHI Health St. Mary's | Nebraska City | $283.03 | $19.07 – $85.44 |
| Lasting Hope Recovery Center | Omaha | $223.02 | $72.09 – $451.35 |
| CHI Health Good Samaritan | Kearney | $345.87 | $54.43 – $527.31 |