Established Patient Office Visit (level 5) at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$481.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$816.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$187.68 with United vs $767.04 with MultiPlan PHCS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|Community Plan | $187.68 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $189.56 | ↓ -61% |
| Medica | Commercial|All Other Plans | $246.63 | ↓ -49% |
| Medica | Commercial|ACO | $277.22 | ↓ -42% |
| Medica | Commercial|CHI Health | $345.78 | ↓ -28% |
| Creighton University Employees | Commercial|All Plans | $448.80 | ↓ -7% |
| United | Commercial|All Plans | $514.08 | ↑ +7% |
| ELAP | Commercial|All Plans | $522.24 | ↑ +8% |
| Midlands Choice | Commercial|Premier | $677.28 | ↑ +41% |
| Medica | Commercial|Open Access | $677.28 | ↑ +41% |
| Midlands Choice | Commercial|Standard | $767.04 | ↑ +59% |
| MultiPlan PHCS | Commercial|All Plans | $767.04 | ↑ +59% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 5) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $682.52 | $156.20 – $344.35 |
| CHI Health Midlands | Papillion | $122.22 | $36.54 – $172.55 |
| CHI Health Schuyler | Schuyler | $434.35 | $22.07 – $116.62 |
| CHI Health Immanuel | Omaha | $122.22 | $28.42 – $172.55 |
| CHI Health Nebraska Heart | Lincoln | $232.30 | $121.20 – $414.10 |
| CHI Health St. Mary's | Nebraska City | $424.13 | $94.90 – $425.28 |
| Lasting Hope Recovery Center | Omaha | $122.22 | $34.51 – $172.55 |
| CHI Health Good Samaritan | Kearney | $367.22 | $126.42 – $559.86 |