ER Visit (level 2) at CHI Health St. Francis
2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955
$320.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$544.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$79.28 with Medica vs $1,267.00 with One World — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $79.28 | ↓ -75% |
| United | Medicaid|Community Plan | $125.12 | ↓ -61% |
| Centene | Medicaid|NE Total Care | $126.38 | ↓ -61% |
| Amerigroup | Medicaid|All Plans | $128.97 | ↓ -60% |
| Centene | Medicaid|IA Total Care | $128.97 | ↓ -60% |
| IAMolina | Medicaid|All Plans | $131.50 | ↓ -59% |
| Humana | Medicare|All Plans | $151.85 | ↓ -53% |
| Medica | Medicare|All Plans | $151.85 | ↓ -53% |
| United | Medicare|All Plans | $151.85 | ↓ -53% |
| BCBS - NE | Medicare|All Plans | $151.85 | ↓ -53% |
| Centene | Medicare|All Plans | $156.41 | ↓ -51% |
| Great Plains | Medicare|All Plans | $159.44 | ↓ -50% |
| Amerigroup | Medicare|All Plans | $159.44 | ↓ -50% |
| Creighton University Employees | Commercial|All Plans | $299.20 | ↓ -7% |
| AMPS | Commercial|All Plans | $337.11 | ↑ +5% |
| United | Commercial|All Plans | $342.72 | ↑ +7% |
| ELAP | Commercial|All Plans | $348.16 | ↑ +8% |
| Medica | Commercial|Open Access | $451.52 | ↑ +41% |
| Midlands Choice | Commercial|Premier | $451.52 | ↑ +41% |
| Midlands Choice | Commercial|Standard | $511.36 | ↑ +59% |
| MultiPlan PHCS | Commercial|All Plans | $511.36 | ↑ +59% |
| Medica | Commercial|CHI Health | $569.00 | ↑ +77% |
| Medica | Commercial|All Other Plans | $668.00 | ↑ +108% |
| Millard Public Schools | Commercial|Narrow Network | $1,101.00 | ↑ +243% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,101.00 | ↑ +243% |
| One World | Commercial|Narrow Network | $1,101.00 | ↑ +243% |
| Timpte | Commercial|Broad Network | $1,267.00 | ↑ +295% |
| Greater Omaha Packing | Commercial|Broad Network | $1,267.00 | ↑ +295% |
| Millard Public Schools | Commercial|Broad Network | $1,267.00 | ↑ +295% |
| One World | Commercial|Broad Network | $1,267.00 | ↑ +295% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $373.72 | $86.24 – $190.12 |
| CHI Health Midlands | Papillion | $304.92 | $79.28 – $617.10 |
| CHI Health Schuyler | Schuyler | $382.50 | $25.49 – $116.62 |
| CHI Health Immanuel | Omaha | $304.92 | $79.28 – $617.10 |
| CHI Health St. Mary's | Nebraska City | $347.77 | $25.49 – $114.24 |
| Lasting Hope Recovery Center | Omaha | $304.92 | $123.42 – $617.10 |
| CHI Health Good Samaritan | Kearney | $331.84 | $79.28 – $505.92 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $304.92 | $79.28 – $617.10 |