Car seat/bed test 60 minutes at CHI Health St. Francis

2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$215.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.97 with Centene vs $343.10 with MultiPlan PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|IA Total Care $31.97 ↓ -85%
Amerigroup Medicaid|All Plans $31.97 ↓ -85%
IAMolina Medicaid|All Plans $32.59 ↓ -85%
United Medicare|All Plans $37.64 ↓ -83%
BCBS - NE Medicare|All Plans $37.64 ↓ -83%
Medica Medicare|All Plans $37.64 ↓ -83%
Humana Medicare|All Plans $37.64 ↓ -83%
Centene Medicare|All Plans $38.77 ↓ -82%
Amerigroup Medicare|All Plans $39.52 ↓ -82%
Great Plains Medicare|All Plans $39.52 ↓ -82%
Medica Commercial|All Other Plans $40.63 ↓ -81%
Medica Commercial|ACO $44.98 ↓ -79%
AMPS Commercial|All Plans $83.56 ↓ -61%
United Medicaid|Community Plan $83.95 ↓ -61%
Centene Medicaid|NE Total Care $84.79 ↓ -61%
Medica Commercial|CHI Health $99.08 ↓ -54%
Creighton University Employees Commercial|All Plans $200.75 ↓ -7%
United Commercial|All Plans $229.95 ↑ +7%
ELAP Commercial|All Plans $233.60 ↑ +8%
Midlands Choice Commercial|Premier $302.95 ↑ +41%
Medica Commercial|Open Access $302.95 ↑ +41%
Midlands Choice Commercial|Standard $343.10 ↑ +59%
MultiPlan PHCS Commercial|All Plans $343.10 ↑ +59%

Visitor-reported prices

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Car seat/bed test 60 minutes at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health Midlands Papillion $137.76 $40.63 – $278.80
CHI Health Schuyler Schuyler $296.65 $74.76 – $395.14
CHI Health Immanuel Omaha $137.76 $40.63 – $278.80
CHI Health Nebraska Heart Lincoln $82.80 $40.63 – $147.60
CHI Health St. Mary's Nebraska City $360.22 $92.97 – $416.64
Lasting Hope Recovery Center Omaha $137.76 $55.76 – $278.80
CHI Health Good Samaritan Kearney $220.21 $40.63 – $335.73
CHI Health Creighton University Medical Center - Bergan Mercy Omaha $137.76 $40.63 – $278.80

All Nebraska hospitals for this procedure →