Brain MRI (with and without contrast) at CHI Health St. Francis

2620 West Faidley Avenue, Grand Island, NE · Chihealth · · NPI 1982675955

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$3,256.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,520.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$290.86 with Centene vs $5,188.80 with Midlands Choice — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|IA Total Care $290.86 ↓ -91%
Amerigroup Medicaid|All Plans $290.86 ↓ -91%
IAMolina Medicaid|All Plans $296.57 ↓ -91%
Humana Medicare|All Plans $342.45 ↓ -89%
Medica Medicare|All Plans $342.45 ↓ -89%
United Medicare|All Plans $342.45 ↓ -89%
BCBS - NE Medicare|All Plans $342.45 ↓ -89%
Centene Medicare|All Plans $352.72 ↓ -89%
Amerigroup Medicare|All Plans $359.57 ↓ -89%
Great Plains Medicare|All Plans $359.57 ↓ -89%
Medica Commercial|ACO $415.53 ↓ -87%
Medica Commercial|CHI Health $640.26 ↓ -80%
Medica Commercial|All Other Plans $670.47 ↓ -79%
AMPS Commercial|All Plans $760.24 ↓ -77%
United Medicaid|Community Plan $1,269.60 ↓ -61%
Centene Medicaid|NE Total Care $1,282.30 ↓ -61%
Greater Omaha Packing Commercial|Narrow Network $1,832.70 ↓ -44%
One World Commercial|Narrow Network $1,832.70 ↓ -44%
Millard Public Schools Commercial|Narrow Network $1,832.70 ↓ -44%
Millard Public Schools Commercial|Broad Network $2,107.60 ↓ -35%
Timpte Commercial|Broad Network $2,107.60 ↓ -35%
Greater Omaha Packing Commercial|Broad Network $2,107.60 ↓ -35%
One World Commercial|Broad Network $2,107.60 ↓ -35%
Creighton University Employees Commercial|All Plans $3,036.00 ↓ -7%
United Commercial|All Plans $3,477.60 ↑ +7%
ELAP Commercial|All Plans $3,532.80 ↑ +8%
Midlands Choice Commercial|Premier $4,581.60 ↑ +41%
Medica Commercial|Open Access $4,581.60 ↑ +41%
MultiPlan PHCS Commercial|All Plans $5,188.80 ↑ +59%
Midlands Choice Commercial|Standard $5,188.80 ↑ +59%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Brain MRI (with and without contrast) at other Nebraska hospitals

Hospital City Cash price Negotiated range
Ogallala Community Hospital Ogallala $1,962.75 $1,239.04 – $2,731.52
CHI Health Midlands Papillion $1,863.96 $415.53 – $3,772.30
CHI Health Schuyler Schuyler $4,505.85 $1,135.48 – $6,001.80
CHI Health Immanuel Omaha $1,863.96 $415.53 – $3,772.30
CHI Health Nebraska Heart Lincoln $1,322.96 $415.53 – $2,358.32
CHI Health St. Mary's Nebraska City $4,013.88 $1,035.88 – $4,642.56
Lasting Hope Recovery Center Omaha $1,863.96 $754.46 – $3,772.30
CHI Health Good Samaritan Kearney $2,996.93 $415.53 – $4,569.09

All Nebraska hospitals for this procedure →