Alys cplx sp/pn npgt w/prgrm at SSM Health St. Joseph Hospital- Wentzville

500 Medical Drive, Wentzville, MO · SSM Health · · NPI 1851833305

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$603.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,098.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.82 with BCBS vs $48.80 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $43.82 ↓ -93%
BCBS Anthem Blue Access Choice PPO $45.03 ↓ -93%
BCBS Anthem Blue Preferred HMO/POS $45.24 ↓ -93%
BCBS Anthem Blue Access PPO $48.80 ↓ -92%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Alys cplx sp/pn npgt w/prgrm at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $603.90 $43.82 – $114.27
SSM Health DePaul Hospital - St. Louis Bridgeton $603.90 $43.82 – $114.27
SSM Health St. Joseph Hospital - St. Charles Saint Charles $603.90 $43.82 – $114.27
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $603.90 $43.82 – $114.27
Mercy Hospital Carthage Carthage $778.05 $49.73 – $120.51
Mercy Orthopedic Hospital Springfield Ozark $2,423.20 $37.11 – $180.16
Mercy Primary Care - Bernie Bernie $125.25 $40.24 – $131.87
SSM Health St. Clare Hospital - Fenton Fenton $603.90 $43.82 – $114.27

All Missouri hospitals for this procedure →