Ablate bone tumor(s) perq at SSM Health St. Joseph Hospital- Wentzville

500 Medical Drive, Wentzville, MO · SSM Health · · NPI 1851833305

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$12,366.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,484.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$409.04 with BCBS vs $5,504.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $409.04 ↓ -97%
BCBS Anthem Blue Access Choice PPO $420.32 ↓ -97%
BCBS Anthem Blue Preferred HMO/POS $422.32 ↓ -97%
BCBS Anthem Blue Access PPO $455.50 ↓ -96%
Aetna Carelink Other Commercial Plan $1,444.00 ↓ -88%
Aetna NBD Other Commercial Plan $2,131.00 ↓ -83%
Ambetter Exchange $2,167.00 ↓ -82%
Healthlink Employers Choice All Commercial Plans $2,302.00 ↓ -81%
Aetna All Commercial Plans $2,414.00 ↓ -80%
Cigna OAP Other Commercial Plan $3,071.00 ↓ -75%
Healthlink HMO $3,829.00 ↓ -69%
UnitedHealthCare St. Louis University Employee $3,864.00 ↓ -69%
UnitedHealthCare All Commercial Plans $4,490.00 ↓ -64%
UnitedHealthCare Options PPO $5,504.00 ↓ -55%

Visitor-reported prices

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Ablate bone tumor(s) perq at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $12,366.20 $409.04 – $21,074.55
SSM Health DePaul Hospital - St. Louis Bridgeton $12,366.20 $409.04 – $21,074.55
SSM Health Saint Louis University Hospital Saint Louis $16,467.00 $469.68 – $21,074.55
SSM Health St. Joseph Hospital - St. Charles Saint Charles $12,366.20 $409.04 – $21,074.55
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $12,366.20 $409.04 – $21,074.55
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $15,200.46 $2,277.00 – $31,611.83
Mercy Orthopedic Hospital Springfield Ozark $3,801.85 not published
SSM Health St. Clare Hospital - Fenton Fenton $12,366.20 $409.04 – $21,074.55

All Missouri hospitals for this procedure →