Xcapsl ctrc rmvl w/ecp at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$5,100.15

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,273.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$844.37 with BCBS vs $5,947.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $844.37 ↓ -83%
BCBS Anthem Blue Access Choice All Commercial Plans $862.40 ↓ -83%
BCBS Anthem Blue Preferred HMO/POS $862.40 ↓ -83%
BCBS Anthem Blue Access PPO $929.57 ↓ -82%
Aetna Carelink All Commercial Plans $2,628.00 ↓ -48%
Healthlink HMO $3,085.00 ↓ -40%
Centene Ambetter Exchange $3,148.00 ↓ -38%
UnitedHealthCare Employee $3,928.00 ↓ -23%
BCBS Anthem Medicare Managed Care Plan $4,057.29 ↓ -20%
Aetna All Commercial Plans $4,059.00 ↓ -20%
Aetna Medicare Managed Care Plan $4,140.10 ↓ -19%
Centene Wellcare Medicare Managed Care - PPO $4,181.50 ↓ -18%
Humana Medicare Managed Care Plan $4,210.48 ↓ -17%
Aetna Advantra Medicare Managed Care Plan $4,222.90 ↓ -17%
Essence Medicare Managed Care Plan $4,264.30 ↓ -16%
Cigna All Commercial Plans $4,353.00 ↓ -15%
Healthlink PPO $4,616.00 ↓ -9%
UnitedHealthCare Non-PPO Other Commercial Plan $4,707.00 ↓ -8%
Oscar Exchange $4,968.11 ↓ -3%
UnitedHealthCare Options PPO $5,947.00 ↑ +17%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Xcapsl ctrc rmvl w/ecp at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis not published $718.32 – $11,867.00
Mercy Orthopedic Hospital Springfield Ozark $12,414.82 $363.00 – $7,832.78
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $735.36 – $8,775.00
SSM Health DePaul Hospital - St. Louis Bridgeton not published $735.36 – $8,775.00
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $735.36 – $8,775.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles not published $735.36 – $8,775.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights not published $735.36 – $8,775.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $2,277.00 – $7,452.17

All Missouri hospitals for this procedure →