Radphm lcl tmr spect/ct 2+ areas/2+ days at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$2,150.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,910.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$748.17 with BCBS vs $2,807.77 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $748.17 ↓ -65%
BCBS Anthem Blue Preferred HMO/POS $764.14 ↓ -64%
BCBS Anthem Blue Access Choice All Commercial Plans $764.14 ↓ -64%
BCBS Anthem Blue Access PPO $823.66 ↓ -62%
Cigna All Commercial Plans $988.29 ↓ -54%
BCBS Anthem Medicare Managed Care Plan $1,270.80 ↓ -41%
Aetna Medicare Managed Care Plan $1,296.74 ↓ -40%
Centene Wellcare Medicare Managed Care - PPO $1,309.71 ↓ -39%
Humana Medicare Managed Care Plan $1,318.78 ↓ -39%
Aetna Advantra Medicare Managed Care Plan $1,322.67 ↓ -38%
Essence Medicare Managed Care Plan $1,335.64 ↓ -38%
Oscar Exchange $1,556.09 ↓ -28%
UnitedHealthCare Non-PPO Other Commercial Plan $1,658.54 ↓ -23%
UnitedHealthCare Options PPO $2,807.77 ↑ +31%

Visitor-reported prices

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Radphm lcl tmr spect/ct 2+ areas/2+ days at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis $2,867.15 $636.48 – $2,350.69
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,047.65 $651.58 – $1,556.09
SSM Health DePaul Hospital - St. Louis Bridgeton $2,047.65 $651.58 – $1,556.09
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,047.65 $651.58 – $2,611.88
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,047.65 $651.58 – $1,556.09
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,047.65 $651.58 – $1,556.09
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $2,811.60 $1,048.98 – $2,334.13
Mercy Hospital Southeast Cape Girardeau $2,710.50 $855.85 – $5,078.94

All Missouri hospitals for this procedure →