Exc arm/elbo les sc <3cm 24075 at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$434.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$789.12

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$399.35 with BCBS vs $3,406.00 with Healthlink — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $399.35 ↓ -8%
BCBS Anthem Blue Access Choice All Commercial Plans $407.87 ↓ -6%
BCBS Anthem Blue Preferred HMO/POS $407.87 ↓ -6%
BCBS Anthem Blue Access PPO $439.65 ↑ +1%
BCBS Anthem Medicare Managed Care Plan $1,621.18 ↑ +274%
Aetna Carelink All Commercial Plans $1,642.00 ↑ +278%
Aetna Medicare Managed Care Plan $1,654.26 ↑ +281%
Centene Wellcare Medicare Managed Care - PPO $1,670.81 ↑ +285%
Humana Medicare Managed Care Plan $1,682.39 ↑ +288%
Aetna Advantra Medicare Managed Care Plan $1,687.35 ↑ +289%
Essence Medicare Managed Care Plan $1,703.89 ↑ +293%
Cigna All Commercial Plans $1,719.00 ↑ +296%
Oscar Exchange $1,985.12 ↑ +357%
Healthlink HMO $2,187.00 ↑ +404%
Aetna All Commercial Plans $2,535.00 ↑ +484%
UnitedHealthCare Non-PPO Other Commercial Plan $2,544.00 ↑ +486%
UnitedHealthCare Employee $2,595.00 ↑ +498%
UnitedHealthCare Options PPO $2,831.00 ↑ +552%
Centene Ambetter Exchange $3,148.00 ↑ +625%
Healthlink PPO $3,406.00 ↑ +685%

Visitor-reported prices

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Exc arm/elbo les sc <3cm 24075 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis not published $339.73 – $3,935.00
Mercy Hospital Aurora Aurora $1,282.45 $228.95 – $823.48
Mercy Hospital Carthage Carthage $1,300.65 $309.60 – $3,374.74
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $347.79 – $2,680.00
SSM Health DePaul Hospital - St. Louis Bridgeton not published $347.79 – $2,680.00
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $347.79 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles not published $347.79 – $2,680.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights not published $347.79 – $2,680.00

All Missouri hospitals for this procedure →