Appl unipln uni ext fixj sys at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$11,535.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,974.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$727.53 with BCBS vs $7,485.97 with Essence — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $727.53 ↓ -94%
BCBS Anthem Blue Preferred HMO/POS $743.06 ↓ -94%
BCBS Anthem Blue Access Choice All Commercial Plans $743.06 ↓ -94%
BCBS Anthem Blue Access PPO $800.94 ↓ -93%
Aetna Carelink All Commercial Plans $1,642.00 ↓ -86%
Cigna All Commercial Plans $1,719.00 ↓ -85%
Healthlink HMO $2,187.00 ↓ -81%
Aetna All Commercial Plans $2,535.00 ↓ -78%
Centene Ambetter Exchange $3,148.00 ↓ -73%
Healthlink PPO $3,406.00 ↓ -70%
UnitedHealthCare Employee $3,764.00 ↓ -67%
Oscar Exchange $3,886.00 ↓ -66%
UnitedHealthCare Non-PPO Other Commercial Plan $4,508.00 ↓ -61%
UnitedHealthCare Options PPO $5,698.00 ↓ -51%
BCBS Anthem Medicare Managed Care Plan $7,122.57 ↓ -38%
Aetna Medicare Managed Care Plan $7,267.93 ↓ -37%
Centene Wellcare Medicare Managed Care - PPO $7,340.61 ↓ -36%
Humana Medicare Managed Care Plan $7,391.48 ↓ -36%
Aetna Advantra Medicare Managed Care Plan $7,413.29 ↓ -36%
Essence Medicare Managed Care Plan $7,485.97 ↓ -35%

Visitor-reported prices

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Appl unipln uni ext fixj sys at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis $7,348.77 $618.93 – $3,935.00
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $5,754.10 $633.61 – $7,391.48
SSM Health DePaul Hospital - St. Louis Bridgeton $5,754.10 $633.61 – $7,391.48
SSM Health St. Joseph Hospital- Wentzville Wentzville $5,754.10 $633.61 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $5,754.10 $633.61 – $7,391.48
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $5,754.10 $633.61 – $7,391.48
SSM Health St. Clare Hospital - Fenton Fenton $5,754.10 $633.61 – $7,391.48
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $1,778.00 – $13,082.27

All Missouri hospitals for this procedure →