Amputation toe interphalangeal joint at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$3,293.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,989.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.70 with BCBS vs $4,332.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $453.70 ↓ -86%
BCBS Anthem Blue Preferred HMO/POS $463.39 ↓ -86%
BCBS Anthem Blue Access Choice All Commercial Plans $463.39 ↓ -86%
BCBS Anthem Blue Access PPO $499.49 ↓ -85%
Aetna Carelink All Commercial Plans $1,642.00 ↓ -50%
Cigna All Commercial Plans $1,719.00 ↓ -48%
Healthlink HMO $2,187.00 ↓ -34%
Aetna All Commercial Plans $2,535.00 ↓ -23%
Centene Ambetter Exchange $3,148.00 ↓ -4%
BCBS Anthem Medicare Managed Care Plan $3,211.74 ↓ -2%
UnitedHealthCare Employee $3,241.00 ↓ -2%
Aetna Medicare Managed Care Plan $3,277.28 ↓ -1%
Centene Wellcare Medicare Managed Care - PPO $3,310.06 ↑ +0%
Humana Medicare Managed Care Plan $3,333.00 ↑ +1%
Aetna Advantra Medicare Managed Care Plan $3,342.83 ↑ +1%
Essence Medicare Managed Care Plan $3,375.60 ↑ +2%
Healthlink PPO $3,406.00 ↑ +3%
UnitedHealthCare Non-PPO Other Commercial Plan $3,881.00 ↑ +18%
Oscar Exchange $3,886.00 ↑ +18%
UnitedHealthCare Options PPO $4,332.00 ↑ +32%

Visitor-reported prices

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Amputation toe interphalangeal joint at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis $4,721.14 $385.98 – $3,935.00
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $3,624.50 $395.13 – $3,886.00
SSM Health DePaul Hospital - St. Louis Bridgeton $3,624.50 $395.13 – $3,886.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $3,624.50 $395.13 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $3,624.50 $395.13 – $3,886.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $3,624.50 $395.13 – $3,886.00
Mercy Orthopedic Hospital Springfield Ozark $6,927.05 not published
SSM Health St. Clare Hospital - Fenton Fenton $3,624.50 $395.13 – $3,886.00

All Missouri hospitals for this procedure →