Ablation cryo adrenal tumor at SSM Health Saint Louis University Hospital

1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$5,480.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,965.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,234.00 with Aetna vs $7,266.35 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Carelink All Commercial Plans $1,234.00 ↓ -77%
Aetna All Commercial Plans $1,907.00 ↓ -65%
Cigna All Commercial Plans $2,979.00 ↓ -46%
Healthlink HMO $3,085.00 ↓ -44%
Centene Ambetter Exchange $3,148.00 ↓ -43%
Healthlink PPO $4,616.00 ↓ -16%
UnitedHealthCare Employee $4,737.00 ↓ -14%
UnitedHealthCare Non-PPO Other Commercial Plan $5,674.00 ↑ +4%
BCBS Anthem Medicare Managed Care Plan $5,934.18 ↑ +8%
Aetna Medicare Managed Care Plan $6,055.29 ↑ +10%
Centene Wellcare Medicare Managed Care - PPO $6,115.84 ↑ +12%
Humana Medicare Managed Care Plan $6,158.23 ↑ +12%
Aetna Advantra Medicare Managed Care Plan $6,176.39 ↑ +13%
Essence Medicare Managed Care Plan $6,236.95 ↑ +14%
UnitedHealthCare Options PPO $6,310.00 ↑ +15%
Oscar Exchange $7,266.35 ↑ +33%

Visitor-reported prices

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Ablation cryo adrenal tumor at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Cardinal Glennon Children's Hospital Saint Louis not published $1,486.00 – $4,510.00
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $4,741.55 $1,444.00 – $7,266.35
SSM Health DePaul Hospital - St. Louis Bridgeton $4,741.55 $1,444.00 – $7,266.35
SSM Health St. Joseph Hospital- Wentzville Wentzville $4,741.55 $1,444.00 – $4,464.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $4,741.55 $1,444.00 – $7,266.35
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $4,741.55 $1,444.00 – $7,266.35
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $3,983.54 $2,277.00 – $10,899.52
Mercy Orthopedic Hospital Springfield Ozark $3,201.90 not published

All Missouri hospitals for this procedure →