Pr excision benign lesion trunk/arms/legs 3.1 - 4.0 cm at SSM Health Cardinal Glennon Children's Hospital

1465 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1508935891

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$2,211.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,020.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.86 with BCBS vs $3,886.00 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $166.86 ↓ -92%
BCBS Anthem Blue Preferred HMO/POS $173.43 ↓ -92%
BCBS Anthem Blue Access Choice All Commercial Plans $173.43 ↓ -92%
BCBS Anthem Blue Access PPO $188.07 ↓ -91%
Aetna Carelink All Commercial Plans $1,486.00 ↓ -33%
Centene Ambetter Exchange $2,009.00 ↓ -9%
Healthlink Employers Choice All Commercial Plans $2,109.00 ↓ -5%
Aetna All Commercial Plans $2,215.00 ↑ +0%
UnitedHealthCare St. Louis University Employee Other Commercial Plan $2,291.00 ↑ +4%
UnitedHealthCare Non-PPO Other Commercial Plan $2,442.00 ↑ +10%
UnitedHealthCare Options PPO $2,775.00 ↑ +25%
Healthlink HMO $2,801.00 ↑ +27%
Cigna OAP Other Commercial Plan $2,939.00 ↑ +33%
Oscar Exchange $3,886.00 ↑ +76%

Visitor-reported prices

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Pr excision benign lesion trunk/arms/legs 3.1 - 4.0 cm at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Saint Louis University Hospital Saint Louis $180.58 $196.14 – $2,544.00
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,323.75 $170.82 – $2,167.00
SSM Health DePaul Hospital - St. Louis Bridgeton $2,323.75 $170.82 – $2,167.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,323.75 $170.82 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,323.75 $170.82 – $2,167.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,323.75 $170.82 – $2,167.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $213.95 $1,325.00 – $2,977.67
Mercy Hospital Aurora Aurora $468.65 $174.42 – $2,127.08

All Missouri hospitals for this procedure →