Echo exam of fetal heart at SSM Health Cardinal Glennon Children's Hospital
1465 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1508935891
$1,766.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,211.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$189.79 with BCBS vs $989.92 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $189.79 | ↓ -89% |
| BCBS | Anthem Blue Access Choice All Commercial Plans | $197.27 | ↓ -89% |
| BCBS | Anthem Blue Preferred HMO/POS | $197.27 | ↓ -89% |
| BCBS | Anthem Blue Access PPO | $213.92 | ↓ -88% |
| Cigna | OAP Other Commercial Plan | $376.70 | ↓ -79% |
| UnitedHealthCare | Non-PPO Other Commercial Plan | $869.20 | ↓ -51% |
| UnitedHealthCare | Options PPO | $989.92 | ↓ -44% |
Visitor-reported prices
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Echo exam of fetal heart at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $223.09 – $656.76 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,007.60 | $194.29 – $656.76 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,007.60 | $194.29 – $656.76 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,007.60 | $194.29 – $965.78 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,007.60 | $194.29 – $656.76 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,007.60 | $194.29 – $656.76 |
| Mercy Hospital Southeast | Cape Girardeau | $1,326.00 | $154.89 – $3,511.41 |
| Mercy Orthopedic Hospital Springfield | Ozark | $1,136.20 | $60.72 – $2,365.96 |